Auto Insurance Tips: Best Ideas for Cheaper Car Insurance
Car insurance tips. Here are several tips & tricks which can...
As a website dedicated in large part to Saskatchewan drivers – we strive to provide the best information about things that matter to motor vehicle drivers on Saskatchewan's public roads. From learning to drive in Saskatchewan, to Saskatchewan License information, to getting Saskatchewan car insurance, and tips for keeping your insurance costs low. We strive to deliver the kind of information local motorists want and need. Our mission is to serve drivers. When it comes to purchasing insurance in Saskatchewan, you have two main options.
Saskatchewan operates a public auto insurance program, and therefore, basic Saskatchewan car insurance is only available through the government corporation called Saskatchewan Government Insurance or SGI. Through SGI, there is also the option to add extra coverage and choose a deductible, but it might be wise to consult with a broker before you buy.
Saskatchewan Insurance brokers can offer insurance options that enhance the basic SGI car insurance package with higher limits of liability, lower deductibles and various other optional coverage. Saskatchewan insurance brokers use their experience and professional knowledge to help individuals and businesses properly assess their insurance needs.
Even though Saskatchewan has a public auto insurance system, there are many other kinds of insurance that Saskatchewan residents and businesses may require that aren't available by way of the public auto insurance system, like life insurance and business insurance.
For those that may have special circumstances or challenges getting the insurance they require, we offer our Saskatchewan insurance directory. We hope you find it useful.
Local insurance brokers offer valuable personal assistance, including support during challenging situations, and savings advice that can be extremely helpful, especially for more complex situations.
All kinds of different insurance brokers, insurance firms and their representatives, provide the companies and inhabitants of Saskatchewan with an incredible diversity of insurance products.
A sampling of the most common types of policies include:
ICanDrive.ca has a very simple mission of being as helpful as possible to all Saskatchewan drivers, Saskatchewan insurance buyers and Saskatchewan residents in general. We are always looking to expand our Drivers Directory of Auto Related Services so that we can provide Saskatchewan residents with as many auto insurance possibilities and auto-related services as possible. If you are a Saskatchewan insurance broker, insurance company or a Saskatchewan driving school we strong encourage you to contact us to create a free listing in our Canadian Drivers Directory
For users who live in a province or territory other than Saskatchewan; we can still help you find the best, cheapest insurance coverage and can put you in touch with an appropriate insurance broker for all of your insurance wants & needs through our find an insurance broker near me service.
While all Saskatchewan auto insurance is issued by a government entity called SGI, there are independent insurance brokers who can greatly enhance your insurance policy with additional limits and protections. Keep in mind that your rate will be determined by things like the type of car you drive, the amount of coverage you choose, your age and gender, where you live and your driving experience.
From the day you start driving focus on creating a superior driving record. This will pay off in cheaper insurance premiums and a much better insurance policy.
Good drivers are always a better risk to insure, so for obvious reasons, always drive in the safest manner possible - when it comes to car insurance, you'll also leave more money in your pocket.
Young driver discounts, driver education discounts and winter discounts are some of the many discounts that could be applied to your policy so make sure you ask.
The Saskatchewan government requires drivers to have car insurance. Fortunately, Saskatchewan Government Insurance or SGI offers more than just auto insurance coverage; they offer some flexible vehicle insurance options to provide you with specific kinds of protection depending on your needs. They also offer various home insurance and commercial vehicle insurance options as well. You can browse their selection of policy booklets here.
Saskatchewan Government Insurance (SGI) is responsible for providing Saskatchewan residents with comprehensive Saskatchewan car insurance policies.
The minimum requirement is $200,000 for any Saskatchewan auto insurance policy. The amount will be clearly stated within the policy criteria.
Provides benefits that you, certain family and passengers are entitled to receive if injured or killed in a collision. These benefits can include income replacement; payment for medical treatment and rehabilitation costs; payment for funeral expenses etc.
Provides coverage in a situation where you are liable to pay for collision resulted damages to another person (injury/death) or damages to their property
As per law, in order to drive in Saskatchewan, it is mandatory for all Saskatchewan drivers to be covered under the minimum mandatory insurance coverage through SGI. Failure to carry valid auto insurance while operating a vehicle in Saskatchewan can lead to fines and place you in a sorely disadvantaged position when being considered for future vehicle insurance policies as well as other insurance.
After being convicted of driving without valid auto insurance, you could be identified as a high-risk driver, putting you at a disadvantage and preventing you from enjoying future savings on insurance rates from various Saskatchewan insurance providers
You could be fined anywhere from $5,000 to $50,000
Your driving license could be suspended and your vehicle impounded
Denied entitlement to receive any form of accidents benefits insurance for loss of income, hospital expenses etc
Denied the option to sue an at-fault driver for compensation for any injuries sustained during the accident
In the case of an at-fault accident, held personally responsible for the medical costs/losses incurred by the individual harmed
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As a website, dedicated in large part to Saskatchewan drivers – we strive to provide the best information about things that matter to residents who use motor vehicles on Saskatchewan's public roads. From learn to drive in Saskatchewan with the Saskatchewan Graduated Driver Licensing program, to Saskatchewan Driving License information, to tips for finding the best Saskatchewan car insurance quotes that Sask drivers need and want - our mission is to serve drivers - we've been at it since 2011. We can help you with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with a Saskatchewan driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Saskatchewan.
We can also help you find good coverage for other Saskatchewan insurance products as well, like life insurance, motorcycle insurance and home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes.