Auto Insurance Tips: Best Ideas for Cheaper Car Insurance
Car insurance tips. Here are several tips & tricks which can...
Cheap Quebec Car Insurance Quote Finder
With a single search, compare multiple Quebec car insurance quotes from dozens of providers. Give it a try!
Complete Quebec Insurance Finder:
Best, cheap Quebec car insurance quotes online & more
As a website dedicated in large part to Quebec drivers – we strive to provide the best information about things that matter to motor vehicle drivers on Quebec's public roads. From learning to drive in Quebec, to Quebec drivers license information, to tips for finding the best, cheap Quebec car insurance quotes that local motorists want and need, our mission is to serve drivers. When it comes to purchasing insurance in Quebec, you have three main options. We suggest starting with our free Quote Comparison Tool and only explore other options if for some reason you are unable to find what you need.
Get Insurance Quotes Online
Quebec has a primarily government-run auto insurance industry, but it is complemented by private insurance providers who can provide coverage beyond the basics online. Try it Now!
Quebec Insurance Companies
You may already have a specific Quebec insurance company in mind. Find contact information through our insurance company profile pages.
Quebec Insurance Brokers
A Quebec insurance broker can be a great resource to help you better understand your insurance options and ultimately find the right insurance product at the best possible price.
Quick & Easy Quebec Car Insurance Quotes Online
in 3 Easy Steps
We've worked hard to create a superior Quote Comparison Tool, along with a list of Quebec insurance companies, and a robust Insurance section in our Driver's Directory, so that any Quebec driver, regardless of previous driving history or driving profile is able to find an appropriate and affordable Quebec car insurance quote.
The following links explain more about Quebec Insurance Discounts, Basic Auto Insurance laws in Quebec, Penalties for driving without insurance in Quebec and Why it makes so much sense to compare Quebec insurance quotes.
Start a quote
A Quebec drivers biggest advantage is a large group of insurance providers competing to provide quotes so you have more options.
Compare Insurance Rates
You will have the opportunity to compare multiple insurance quotes and feel confident that you are in fact getting the best deal.
Choose the Best Insurance Quote
A no obligation to buy situation helps you make a decision on the best Quebec insurance quote without being any pressure or in any hurry.
Try it now. Compare Cheap Quebec Car Insurance Quotes. See for yourself.
Find a Quebec Insurance Broker or Agent
Sometimes it's hard to find an insurance product that meets a specific requirement. For Quebec insurance end users with particular situations or problems obtaining the insurance that they need, we invite exploration of our Quebec Insurance Directory.
Local insurance professionals in Quebec are required to know a great deal about insurance and the products they offer for sale. Their intimate knowledge can uncover discounts and other ways to save on your insurance requirements.
Sometimes there's just no substitute for a face to face chat with an insurance pro. Their input can be invaluable when it comes to some of the more complex aspects of insurance coverage.
Many different insurance agents, brokers, agencies, underwriters, carriers, companies and their representatives, serve the Quebec region with an incredible variety of insurance products, including things like:
- Boat Insurance
- Business Insurance
- Car /Auto Insurance
- Classic Car Insurance
- Commercial Insurance
- Critical Illness Insurance
- Home Insurance
- Liability Insurance
- Life Insurance
- Motorcycle Insurance
- Mortgage Insurance
- Oil and Gas Industry Insurance
- Pet Insurance
- Property Insurance
- RV Insurance
- Travel Insurance
- Title Insurance
ICanDrive.ca has a very simple mission of being as helpful as possible to all Quebec drivers, Quebec insurance buyers and Quebec residents in general. We are always looking to expand our Drivers Directory of Auto Related Services so that we can provide Quebec residents with as many auto insurance possibilities and auto-related services as possible. If you are a Quebec insurance broker, insurance company or a Quebec driving school we strong encourage you to contact us to create a free listing in our Canadian Drivers Directory.
For users who live in a province or territory other than Quebec; we can still help you find the best, cheapest insurance coverage and can put you in touch with an appropriate insurance broker for all of your insurance wants & needs through our find an insurance broker near me service.
The Key Factors That Will Get You Cheap Quebec Car Insurance
When you're looking for a Quebec car insurance quote you need to obviously consider price but you should also be looking at the total package which includes the reputation of your insurance company, their level of customer service, past reviews etc. In addition, it's good to be aware of how most Quebec insurance companies determine insurance rates so you can manage your driver profile proactively and get the best possible Quebec insurance quote.
Shop Around For Insurance Quotes
Always compare Quebec insurance quotes and don't settle for the first quote that comes your way. A little bit of extra comparing can help you save a lot of money.
Check Your Driving Record
Work on making sure you have a clean driving record, no traffic tickets, no driving violations and are seen as a good driver by Quebec insurance companies. The better your driving record the better insurance premium you will get.
Ask For Additional Savings
There are a number of driver discounts that you might qualify for so make sure you research in advance and directly ask if there are any additional insurance discounts you can qualify for.
Multiple Policies Discounts
Group all your insurance policies together not only to realize better savings but also so you can manage all your insurance details with a single Quebec insurance provider.
What Can Statistics Tell us about Quebec Insurance?
The largely French-speaking Canadian province of Quebec presents a substantial market for the many insurance companies and Quebec insurance brokers and agents and that serve the province. As the second most populated region of Canada and the enormously diverse nature of the Quebec economy, the types of insurance coverage that are required by the people and businesses that operate in Quebec cover a broad range of products.
We decided to take a look at the information compiled by Statistics Canada in the 2016 Census Report, to see what major kinds of insurance relationships might exist in Quebec.
Quebec Population by Age Group
Quebec is one of Canada’s largest provinces, covering 1,356,625.27 square kilometers. Given the large area it occupies, it has a relatively low population density of 6 people per square kilometer, but obviously, this number is much higher in cities. The number of private dwellings in the province numbered 3,858,943 units, which translates to a large market for specific kinds of insurance coverage like, condo insurance, tenant insurance, home insurance, mortgage insurance, property Insurance, and title insurance.
Quebec Housing and Insurance Products
The population of Quebec in 2016 was 8,164,361 residents, growing from 7,903,001 residents in 2011. This represents a 3.3 percent increase from 2011. Despite the relatively slower growth of the population versus some other areas of Canada, the numbers are still quite large. The need for health insurance, dental insurance, life insurance, and critical illness insurance products among the population is likely to remain steady.
Quebec Income And Insurance Needs
According to the 2016 Census Profile data, the average income (after-tax) in Quebec was 34,887 dollars, with the vast majority earning between $10,000 and $39,999. This was offset by 348,620 individuals earning more than 100,000 dollars. Many of these were professionals like doctors, accountants, lawyers, and self-employed individuals like certain kinds of contractors, who no doubt, have a need to protect themselves with insurance products like commercial general liability insurance, errors and omissions insurance, construction liability insurance, and coverage like indemnity and liability insurance. Given the numbers, this smaller aspect of the Quebec insurance market still represents a fairly substantial part of the industry.
Quebec Commuting and Insurance Products
The major method of commuting to work for the employed labor force aged 15 years and over was (no surprise) the automobile, with 2,739,405 workers (1,475,775 male and 1,263,625 female) commuting to work in a passenger vehicle like a car, van or light truck as a driver. 133,760 individuals indicated they traveled to work in a car, van or light truck as a passenger. While not explicitly listed in the StatsCan data, we assume the 36,010 using “other method” must include mainly motorcycles.
Quebec’s public and private system of auto insurance is robust, with Quebec auto insurance, Quebec motorcycle insurance, and the commercial auto insurance market being perhaps the second largest in Canada.
Is Auto Insurance Coverage Compulsory in Quebec?
The Quebec government requires drivers to have car insurance. Fortunately, insurance companies in Quebec often provide more than just auto insurance coverage; they offer flexible car insurance payment options that can work with your particular income. Different car insurance companies offer different auto insurance rates, some rates being more economical than others. Before deciding on a Quebec auto insurance company, you should know the basic car insurance laws in Quebec.
Auto Insurance Providers
Private insurers who are non-government insurance providers are responsible for providing Quebec residents with comprehensive Quebec auto insurance policies.
Coverage Limits
The minimum requirement is $200,000 for any Quebec auto insurance policy and must be clearly stated within the policy criteria.
Accidents Benefits
Provides benefits that you, certain family and passengers are entitled to receive if injured or killed in a collision. These benefits include income replacement; payment for medical treatment and rehabilitation costs; payment for funeral expenses and payment for grief counseling for family members.
Third Party Liability
Provides coverage in a situation where you are liable to pay for collision resulted damages to another person (injury/death) or damages to their property
Motor Vehicle Insurance is Essential - Don't Drive Without It!
As per law, in order to drive in Quebec, it is mandatory for all Quebec drivers to be covered under the minimum mandatory insurance coverage. Failure to carry valid auto insurance while operating a vehicle in Quebec can lead to numerous fines and place you in a sorely disadvantaged position when being considered for future quotes and policies.
If you are found driving without a valid Quebec auto insurance policy you could be:
Your driving license could be suspended and your vehicle impounded
You could be fined anywhere from $5,000 to $50,000
After being convicted of driving without valid auto insurance you could be identified as a high-risk driver which would put you at a disadvantage and prevent you from being able to enjoy future savings on insurance rates from any Quebec insurance providers
If you are involved in an accident without a valid Quebec auto insurance policy:
Denied entitlement to receive any form of accidents benefits insurance for loss of income, hospital expenses etc
Denied the option to sue an at-fault driver for compensation for any injuries sustained during the accident
In the case of an at-fault accident, held personally responsible for the medical costs/losses incurred by the individual harmed
Why You Should Compare Quebec Car Insurance Quotes.
Auto insurance rate comparisons are an effective way to lower your insurance rates.
We believe that a great rate combined with outstanding customer support, dependability and fair and honest dealing with policyholders may, in fact, be the best Quebec car insurance quote you can get. Therefore, take your time to compare insurance providers diligently. In the long run, it could be of great benefit to check the insurance company consumer ratings before deciding to obtain insurance coverage via any particular company.
It's not widely known, but did you realize that you can type in exactly the same information through a variety of insurance policy price compare services, and you will be virtually assured to not come across the identical quote from different insurance providers.
If you've ever looked for cheap Quebec car insurance before, you've in all probability discovered that based on your location and where you compare policies, the rates you'll get for your specific individual driver's record, personal requirements etc. etc, can span a wide range of prices.
Different auto insurance providers produce their own distinct calculations on how they determine the risks involved in ensuring a particular individual and their circumstances. This effectively leads to a divergence with regard to the car insurance rates one gets from one provider to another. In Quebec, fortunately, there are a considerable number of competing insurers, nearly all of whom are trying to entice Quebec driver's to sign up for an insurance policy from their particular car insurance organization. An excellent method to know that a person is settling on the best possible car insurance quote for their needs, is as simple as rate comparison with the most insurance providers possible. This is where ICanDrive.ca can make life a whole lot easier.
Many Insurance Providers
Comparing insurance quotes means more dollars in your wallet so shop around, compare and look at how popular Quebec insurance companies are reviewed.
Compare Quotes
We are very committed to ensuring you get the best insurance rate, so we encourage you to also check out alternative quoting services so you know you're getting the best deal.
Check Renewal Dates
Renewal dates are key to keep them in mind when your considering switching insurance providers and/or re-negotiating your insurance policy.
Ready to compare cheap Quebec Car Insurance Rates online
& save some money?
Online Advantage
The Internet has changed the world of insurance significantly. And now, we can help you search online for cheap Quebec car insurance rates without having to leave your home or even pick up the phone.
No Pressure Shopping
You can shop for competitive online insurance quotes from the comfort of your home without having to worry about purchasing on the spot or feeling pressured to make an immediate decision. It's never been faster or easier to find your best cheap Quebec car Insurance quote.
Free Service
Shopping for insurance quotes online only costs you a bit of time. Otherwise, it's a completely free of charge service to get the best possible cheap Quebec car insurance quotes. Online, there is no obligation or pressure to immediately buy anything.
Competitive Quotes
By shopping online you have access to dozens of insurance providers without having to invest the time into calling each and every one of the companies. You can be assured that you are receiving the most market competitive insurance quotes available for your location.
Try it now. Compare Cheap Quebec Car Insurance Quotes. See for yourself.
Car Insurance Guides
Buying Car Insurance in Canada
Purchasing car insurance in Canada. Dealing with public,...
Car Insurance Comparison: 5 Things to Consider
Car insurance comparison can save money but that is not the...
Car Insurance Discounts: How to Get Discount Auto Insurance Rates
Discover some common car insurance discounts that you may not...
Car Accident Insurance Claims Guide
Car Insurance Claim Settlements: Your Rights
Even though car insurance claim settlements are determined by...
Car Insurance Claims – What to do After an Accident
A vehicle accident can leave everyone shaken and very unsure...
Fault Determination Rules Ontario – Insurance Act
Basic guide to fault determination rules Ontario, part of...
How Accidents on Your Record Affect Insurance Rates
How Accidents on Your Record Affect Insurance Rates
Why use and trust ICanDrive.ca ?
As a website, dedicated in large part to Quebec drivers – we strive to provide the best information about things that matter to residents who use motor vehicles on Quebec's public roads. From learn to drive in Quebec with the Quebec Road Safety Education program, to Quebec Driving License information, to tips for finding the best, cheap Quebec car insurance quotes that Quebec drivers need and want - our mission is to serve drivers - we've been at it since 2011. We can help you with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with a Quebec driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Quebec.
We can also help you find good coverage for other Quebec insurance products as well, like Quebec life insurance, Quebec motorcycle insurance and Quebec home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes now.
