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The Complete Charlottetown Insurance Resource,
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Charlottetown is the largest city in the Canadian province of Prince Edward Island or PEI. It is also the capital city of the province. In 1864 the Charlottetown Conference formulating the concept of the country of Canada took place in Charlottetown and for that reason, this city is often referred to as the birthplace of the Canadian Confederation. Charlottetown claims to have the warmest waters and the finest white sand beaches north of Florida, as well as the best golfing in all of Canada. No doubt, some Canadian golf lovers may disagree. Source:

The insurance Charlottetown needs and desires, is driven by several small and big insurance agencies and providers, all focused on supplying first-rate insurance solutions and products of many kinds to Charlottetown citizens. Our team at can put you in touch with some of the best Charlottetown auto insurance coverage available, as well as motorcycle, home, life and other types of policies. To acquire the best coverage, we suggest starting with the quickest and easiest option, which is to compare quotes through our featured Charlottetown insurance quote comparison tool, and explore other options as required.

Get Insurance Quotes Online In Charlottetown

Working with a very simple, free of charge online insurance quote software tool has never been swifter or easier. We literally take away all the stress involved in getting a Charlottetown insurance quote. Check it out and find out today what your very best Charlottetown car insurance rate could be.

Charlottetown Insurance Companies

Sometime because of a referral or just past experience you already know exactly which Charlottetown insurance company you want to purchase from. In that case we can help you connect directly with your particular Charlottetown insurance company either on the phone or their website.

Local Charlottetown Insurance Brokers

If you are looking for a little more expertise and information from an insurance professional by connecting with a Charlottetown insurance broker you can get all your questions answers. An insurance broker in Charlottetown will help you understand all your options and available products.

Try it now. Compare the best, cheapest Charlottetown insurance quotes. See for yourself.

Find a Charlottetown Insurance Broker or Agent

In support of Charlottetown insurance customers that have special conditions or difficulties getting the particular kind of insurance they require, we suggest investigating our rapidly growing Charlottetown Insurance directory to find Charlottetown Insurance organizations, as well as insurance professionals serving Charlottetown who might be able to offer assistance.

By law, professional insurance brokers & agents serving the Charlottetown general area, must remain extremely familiar with the products they sell. They are obliged to try to offer advice and recommendations that work in their client's best interests.

Local insurance brokers can add the often genuinely helpful person to person help and support for personal or organizational insurance needs.

A lot of different insurance agents, insurance brokers, insurance companies and their representatives compete to serve the Charlottetown region with a huge choice of insurance products such as:

  • Boating Insurance Coverage
  • Medical & Dental Insurance Coverage
  • Car Insurance Protection
  • Classic Auto Insurance
  • Commercial Insurance Coverage
  • Small Business Insurance
  • Critical Disease Insurance Protection
  • Home Owners Insurance
  • CGL Insurance Plans
  • Term Life, Whole Life etc. Insurance
  • Mortgage Insurance Plans
  • Motorcycle Insurance Protection
  • Oil & Gas Insurance Policies
  • Cat & Dog Insurance Plans/li>
  • P & C Insurance Policies
  • Recreational Vehicles Insurance Cover
  • Owners & Lenders Title Insurance
  • Travel Insurance Coverage Plans

We at would to the best of our ability like to be extremely useful to all Charlottetown motorists, Charlottetown insurance buyers and Charlottetown inhabitants in general. For that reason, we are always seeking to grow our Drivers Directory of Auto Related Services. We want to provide Charlottetown inhabitants with as many car insurance options and auto-related services as achievable. We invite all Charlottetown insurance companies, agents and Charlottetown insurance brokers, as well as other Charlottetown service providers, to create a free listing in our Canadian Drivers Directory by contacting us directly.

For Insurance consumers who live in a different territory or province than Prince Edward Island, we invite users to utilize the “find an insurance broker near me” page to find an appropriate broker for your insurance needs.

What Can Statistics Tell Us About Charlottetown Insurance?

Our interest is in the Charlottetown insurance industry, so, to try to gain some insight into the types of insurance Charlottetown residents need and use most often, we looked at the census data for the region.

Charlottetown Population by Age Group

Charlottetown recorded a healthy 4.4%  growth in its population according to the Statistics Canada 2016 Census Profile data, growing from 34,562 residents in 2011 to 36,094 residents in 2016. A significant number (7,100 individuals) indicated that they were 65 years old and over (2,855 men and 4,250 women). In spite of the relatively small population of Charlottetown, insurance products including term life insurance and other types of life insurance, medical insurance coverage, dental insurance coverage and different kinds of travel insurance and health insurance for pets still represent a significant market, and is likely to continue to grow along with the growth in population.

Charlottetown Housing and Insurance Products

Covering a 44.34 square kilometre land area, Charlottetown has a population density per square kilometre of 814.1 people, with the total number of private dwellings being recorded as 17,193 units. The healthy growth of Charlottetown over this time period indicates that insurance products such as property and assets insurance, home mortgage insurance, house insurance, tenant insurance and title insurance, along with condominium insurance, are likely to continue to be among some of the most popular types of insurance coverage in Charlottetown for the foreseeable future.

Charlottetown Income and Insurance Needs

The average after-tax income in 2015 among recipients in Charlottetown was $32,920 (67.6% reported having an employment income with 14.9% reporting government transfers as income), with women earning an average of $29,448 and men earning an average of $36,912. Obviously, many earned substantially more, with 8925 individuals reporting a total income of $50,000 or more. Of these high earners, many are in professions such as independent business owners, doctors, lawyers, accountants etc. Therefore, it is likely that products such as commercial general liability insurance, errors and omissions insurance, indemnity insurance and coverage like construction liability insurance protection should also continue to grow along with the growth in population.

Charlottetown Commuters and Insurance

A surprisingly small number of residents indicated that they use public transit to get back and forth to work (490 individuals), with the vast majority (11,795 residents) preferring to use their car, van or light truck to drive themselves to work and back. A fairly high number walked to work (1,990 individuals), but perhaps that’s not so surprising given that Charlottetown is a relatively small city. With Prince Edward Island’s privatized auto insurance industry, insurance companies compete with each other to offer the public an array of Charlottetown car insurance options, as well as motorcycle insurance and commercial vehicle insurance products. Although smaller than that of many Canadian cities, the Charlottetown car insurance sector is a vitally important aspect of the PEI economy.

What is the Inside Scoop on Cheap Car Insurance in Charlottetown?

Did you know that one might enter the same information and facts in one or more insurance policy comparing calculators, and you're more or less sure never to get the very same rates coming from individual insurance providers? If you have previously ever looked for Charlottetown car insurance, you have most probably observed that based on the places where you compare policies, the rates a customer may get for the exact same personal driving record, wants and needs are often very different. Taking this in to consideration, shopping around and being well aware of PEI insurance discounts up front can save you lots of stress later.

3 Quick & Easy Steps to Get a Charlottetown Insurance Quote

The Internet has changed the world of insurance in a lot of profound ways, and brought many benefits to insurance consumers in Charlottetown. Our ICanDrive.cacar insurance calculator is a tool created solely for the purpose of helping you get the best Charlottetown car insurance quote suited to your needs. The free calculator is easy to use, asks for some basic information about your driver profile and presents insurance solutions tailored to your needs. Even if you don't have the best driver profile and are in the high-risk insurance demographic we can still help you find good Charlottetown insurance coverage through our featured Charlottetown insurance quote comparison tool, with one of our Charlottetown insurance companies or the Insurance section of our Driver's Directory.

Start a quote

Our service is entirely for free and you can look for a quote from anywhere. We only ask for the information that is absolutely necessary to present you with the best Charlottetown insurance offers. Once you have a complete list you can then decide which quote, company and level of Charlottetown insurance coverage you are comfortable with.

Compare Insurance Rates

Save hours finding lower-cost Charlottetown car insurance by having a complete list of insurance providers and rates at your fingertips. Link up with the right insurance carrier to find your best rate and plan.

Choose the Best Quote

And just to be sure once you've picked a Charlottetown insurance company of your choice we can also help you get some additional information through our insurance company pages on specifics for your insurance company. Doing some research upfront can really help you in the long run.

Is Auto Insurance Coverage Compulsory in Charlottetown?

Charlottetown is by law required to ensure all its PEI drivers carry a minimum level of car insurance. Keeping in mind this minimum compulsory Charlottetown insurance coverage you still have lots of options from insurance companies in Charlottetown. Given that PEI insurance is privatized, numerous companies will provide their very own best deal for your consideration, and it’s your responsibility to select the one  you deem to be the best Charlottetown insurance provider based on your research. The best insurance company differs from one client to another. When reviewing an insurance quote, a Charlottetown insurance company will keep your budget in mind, ensure you have at least the adequate minimum coverage and will present additional coverage options to provide greater peace of mind. As a Charlottetown insurance consumer it's also your responsibility to understand the basic car insurance laws in Prince Edward Island prior to purchasing insurance.

Why is Comparing Charlottetown Car Insurance Quotes an Effective Way to Lower Your Insurance Rates?

The best possible insurance company is not just about a cheaper quote than the other guy. Your best Charlottetown car insurance rate will also be about customer support, a good reputation and fairness with customers. So, invest time to evaluate insurance offers meticulously. It may be advantageous to explore insurance companies customer reviews or maybe complaints prior to deciding to purchase an insurance plan from a specific company. Many folks chat about the most cost effective quotes, however there could be considerably more to "best" than merely price.

Use our Charlottetown insurance quote comparison service to analyze as many vehicle insurance quotes as is necessary for you to feel confident that you've gotten a good sense of the market for your profile. Use our service as well as others until you're satisfied you've found the best offer. We want you to get great savings with a minimal time investment. Working with a free online insurance quote software tool has never been swifter or simpler. Check it out and find out what your very best Charlottetown car Insurance rate could be.

Try it now. Compare Cheap Charlottetown Car Insurance Quotes. See for yourself.

PEI Car Insurance Guides

PEI Car Accident Insurance Claims Guide

Why Use and Trust ?

A large number of efforts from the team are dedicated to ensuring we provide the best information about things that matter most to Charlottetown residents and driving in Charlottetown. With everything from detailed information on the Charlottetown Graduated Driver Licensing program, Charlottetown driving tests, restrictions on Charlottetown driving license, and tips on finding the best, cheap Charlottetown car insurance quotes, we've got it all. We can help you with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with an PEI driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Charlottetown.

We can also help you find good coverage for other Charlottetown insurance products as well, like Charlottetown life insuranceCharlottetown motorcycle insurance and Charlottetown home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes.