Locate cheap Kingston car insurance, from reliable Canadian insurance companies

The Complete Kingston Insurance Resource,
For the best, cheap Kingston car insurance quotes & more...

The City of Kingston, Ontario has a rich history, beginning with aboriginal habitation for thousands of years, and later European settlement beginning with Fort Cataraqui in 1673, which was built to control the fur trade. The fort was later renamed to Fort Frontenac and endured many periods of war and abandonment until finally being taken over by the British in 1783. The area took on the name “Kings Town” by Loyalists who left the United States during the American Revolutionary War which began in 1775. Kingston was so important to the British Empire that it served the role as the first capital of united Canada from 1841 to 1844. Today, Kingston not only retains many of its historical artifacts and buildings, but it’s also an extremely important economic region in Ontario. Sources: CityOfKingston.ca, Wikipedia - Kingston.ca.

We've been dedicated to providing the best information about what matters most to drivers in Kingston since 2012, and we continuously work to improve the free services we offer. By law, you must carry a certain level of insurance coverage in order to legally drive, and When it comes to purchasing the best, cheap Kingston car insurance coverage, you have three main options: Get quotes through a rate comparison service like the one we provide, contact an insurance company directly, or find an insurance broker to assist. We suggest starting with our Kingston insurance quote comparison service.

Kingston Insurance Quotes

Using a free online insurance quote comparison service has never been easier or faster. Give it a try and see what your best, cheapest Kingston insurance rate might be?

Kingston Insurance Companies

Already have an idea which insurance company you want to deal with? We can help you connect with a Kingston insurance provider, either via the phone or website.

Kingston Insurance Brokers

If you are looking for a little more expertise and information from an insurance professional, connect with a Kingston insurance broker and get all your questions answered.

Try it now! Compare the best, cheapest Kingston insurance quotes. See for yourself.

Find a Kingston Insurance Broker or Agent

If you have specialized insurance needs or challenges getting the type of insurance you require, we suggest exploring the Kingston insurance directory to find Kingston Insurance companies and local insurance professionals who will be able to assist you.

Agents & brokers serving the Kingston vicinity, are required to intimately understand the various coverages you can buy, and they may be familiar with ways to lower your insurance premiums that you may not be aware of.

Local brokers & agents can add the often quite valuable in-person, personal assistance for local drivers and other insurance consumers, and may be of significant help if you need to make an insurance claim.

Many insurance brokers and insurance companies serve the Kingston region with an incredible variety of insurance products. For example:

  • Mortgage Insurance Policies
  • Motorcycle Insurance Plans
  • Life Insurance Coverage
  • Professional Liability Insurance Plans
  • Home Owners Insurance
  • Long Term Care Insurance Policies
  • Small Business Insurance
  • Commercial & Industrial Insurance
  • Classic Car Insurance Plans
  • Car Insurance Coverage
  • Private Health Insurance Plans
  • Pleasure Boat Insurance
  • Holiday Insurance
  • Owners & Lenders Title Insurance
  • Travel Trailer Insurance Coverage
  • Personal Property Insurance
  • Pet Health Insurance
  • Oil & Gas Insurance Cover

In an effort to be as helpful as possible to all Kingston drivers and insurance consumers in general, we are always looking to expand our Directory service. We are striving to provide Kingston drivers with as many auto insurance opportunities and auto-related services as possible. To this end, we encourage all Kingston insurance organizations, agents and Kingston insurance brokers to create a free listing in our Kingston insurance directory. In addition, as learning drivers progress through the various Ontario driver licensing levels, they often need the services of a quality Kingston driving school. Therefore, Kingston driving schools can reach more prospects if they submit a free listing to our Kingston driving school directory. In fact, all Kingston automotive service providers are invited to create a free listing in our Canadian Drivers Directory.

For those who live in another territory or province, who want to try to find the best, cheapest insurance, please make use of our free find an insurance broker near me in ___ service to find an appropriate insurance broker in your area for all of your insurance requirements.

What Can Statistics Tell us about Kingston Insurance?

To gain some insight into the types of insurance products Kingston residents use, we looked at the Statistics Canada census data for the region.

Kingston Population by Age Group

Surprisingly, Kingston recorded almost no growth in population during the time period studied, expanding from 123,363 inhabitants in 2011 to 123,798 inhabitants in 2016, which represents a percentage change of 0.4%. 81,680 residents were 15 to 64 years, while 24,015 residents were 65 years old and over. Although Kingston had almost no growth when compared with some other Canadian cities, it still represents an important market for insurance products like extra health insurance, dental insurance coverage and life insurance of various kinds, not to mention things like travel insurance and pet health insurance.

Kingston Housing and Insurance Products

The city of Kingston covers a 451.19 square kilometre land area, with a population density per square kilometre of 274.4 people. The total number of private dwellings was recorded as 59,977 units. In spite of the lack of growth, real estate has done reasonably well over the last few years, and this suggests that insurance products related to the real estate sector were also in constant demand. Insurance products such as homeowners insurance, tenant insurance, condominium insurance and mortgage insurance along with other forms of property and assets insurance were likely firm as well.

Kingston Income and Insurance Needs

The average after-tax income for workers in Kingston in 2015 among recipients was $39,112, with women reporting $34,660 and men reporting $44,096. However, many Kingston residents earned substantially more, with 7,750 individuals reporting a total income of $100,000 or more (4,925 men vs. 2,820 women). No doubt many of these are professionals such as accountants, doctors, and lawyers etc. and probably include many business owners as well. These folks often require insurance products such as errors & omissions insurance, commercial general liability insurance and protections like construction liability insurance. Although not booming, demand is likely to remain stable.

Kingston Commuters and Auto Insurance

39,300 workers preferred to use a car, van or light truck as their main method of commuting to work as a driver, while 3,990 workers got a lift as a passenger. To put things in perspective, 4,565 workers used public transit, 5,110 walked and 1,330 cycled to work. Interestingly, most workers had less than a half-hour commute. Kingston car insurance is clearly an ongoing requirement for most workers, and motorcycle insurance along with commercial vehicle insurance products also have a significant but lesser role to play.

More About Cheap Car Insurance in Kingston

Your "best Kingston car Insurance quote" generally implies the lowest quote. But, the best insurance companies are not only about the lowest premium. A reputable name, dependability and fair dealing with policyholders is vitally important as well. For that reason, take your time to compare and contrast insurance offers properly. It might help you to look at the insurance companies' customer ratings or complaints and how they were handled before deciding to buy insurance from a particular insurer. A great price, along with excellent service, dependability and fairness with policyholders may turn out to be the best Kingston car Insurance. Consider these factors and other Ontario auto insurance discounts - it can save you lots of stress later.

3 Quick & Easy Steps to Get a Kingston Insurance Quote

Quote comparisons with as many car insurance organizations as possible, is going to be the only way to find your lowest rate and best insurance company. Our car insurance calculator is a tool created solely for the purpose of helping you find the best Kingston car insurance quote suited to your needs. The free calculator is easy to use, only asks for some basic information and then presents a variety of competing insurance offers tailored to your needs. Even if you don't have the best driver profile and are in the high-risk insurance category, we can still help you find good Kingston auto insurance - through our featured insurance quote comparison service, or with one of the insurance companies we profile, or through the Insurance section of our Canadian Driver's Directory.

Start a quote

We only ask for the information that is absolutely necessary to present you with the most comprehensive and well priced Kingston insurance offers. Once you have a complete list, you can then decide which quote, company and level of insurance coverage you are comfortable with.

Compare Insurance Rates

The only way to know that your saving as much money as possible is by comparing as many insurance quotes as possible. You may be surprised to see how differently priced the same sort of insurance can be from different Kingston insurance providers.

Choose the Best Insurance Quote

Once you've picked the insurance company of your choice, we can also help you find additional information through our insurance company pages, covering additional specifics for that particular insurance company. Doing a bit of research upfront can really help you in the long run.

Is Auto Insurance Coverage Compulsory in Kingston?

Yes, like every other Ontario town or city, drivers in Kingston must carry a minimum level of auto insurance. When reviewing your auto insurance quotes, keep your budget in mind, and ensure you have at least the adequate minimum coverage, but consider additional coverage options to provide greater peace of mind and better protection. As a Kingston insurance consumer, it's also your responsibility to understand the basic Ontario car insurance laws prior to purchasing your auto insurance.

Why Comparing Kingston Car Insurance Quotes is an Effective Way to Lower Your Insurance Rates.

An unusual fact about car insurance is that one can submit the same information through a variety of different quote comparison systems, and not find the exact same rate from competing companies. If you've shopped Kingston auto insurance rates before, you've probably found that the rates you obtain for your particular personal driving record, situation etc. are frequently quite different.

In Ontario, we have a significant number of insurance companies competing to motivate Kingston drivers to commit to insurance coverage from their particular insurance company. And because each auto insurance provider has their own ideas about how they measure a driver’s abilities, driving history, location risks, vehicle risks etc, this can translate to sometimes huge variations in the car insurance rates you'll be offered from one company to the next. An excellent way to be certain that you are putting your signature to the best achievable auto insurance policy for your situation is as simple as comparing quotes from as many insurance providers as possible.

Try it now. Compare Cheap Kingston Car Insurance Quotes. See for yourself.

Ontario Car Insurance Guides

Ontario Car Accident Insurance Claims Guide

Why Use and Trust ICanDrive.ca?

The ICanDrive.ca team are dedicated to ensuring we provide the best information about things that matter most to Kingston drivers and those who want to learn to drive in Ontario. With everything from detailed information on the Ontario Graduated Driver Licensing program, to information about various kinds of Ontario driver licensing, and of course, tips on finding the best, cheap Kingston car insurance quotes, we've got it all. We can help you with tips, tools and reminders that all drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Canadian Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with an Ontario road rules & road signs test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Kingston.

We can also help you find excellent coverage for other Kingston insurance products as well, like Kingston life insurance, Kingston motorcycle insurance and Kingston home insurance. Just select the type of insurance coverage you need in our free quoting tool, enter your postal code and click the "Start" button to compare quotes.