Auto Insurance Tips: Best Ideas for Cheaper Car Insurance
Car insurance tips. Here are several tips & tricks which can...
Cheap Nova Scotia Car Insurance Quote Finder
With a single search, compare multiple Nova Scotia car insurance quotes from dozens of providers. Give it a try!
Complete Nova Scotia Insurance Finder:
Best, cheap Nova Scotia car insurance quotes online & more
As a website dedicated in large part to Nova Scotia drivers – we strive to provide the best information about things that matter to motor vehicle drivers on Nova Scotia's public roads. From learning to drive in Nova Scotia, to Nova Scotia Driver License information, to tips for finding the best, cheap Nova Scotia car insurance quotes that local motorists want and need, our mission is to serve Canadian drivers. When it comes to purchasing insurance in Nova Scotia, you have three main options, however, we suggest starting with our free Quote Comparison Tool. You really only need to explore other options if for some reason you are unable to find what you need through our quote comparison system.
Get Insurance Quotes Online
Explore the quotes provided by NS insurance companies to find, compare and sign up for Nova Scotia car insurance coverage online.
NS Insurance Companies
If you want to deal with a specific Nova Scotia insurance company, you can always reach out to them directly for an insurance quote.
Nova Scotia Insurance Brokers
A Nova Scotia insurance broker will get you the best insurance rate and act independently of any particular insurance company.
Find Competing Car Insurance Quotes Online in 3 Quick & Easy Steps.
The three steps to getting a quick, easy and free Nova Scotia car insurance quote through the ICanDrive.ca quote comparison service are search, compare and select. Once you've inputted your Nova Scotia driver profile specifics, you will almost instantly get a list of competitive insurance quotes which you can evaluate and choose a provider with the best Nova Scotia insurance coverage for your needs. Both low-risk and high-risk drivers have successfully found good Nova Scotia insurance policies - either through our featured Quote Comparison Tool, the insurance companies we profile, or the Insurance section of our Driver's Directory.
We invite users to explore the following links to find out more about Nova Scotia Insurance Discounts, Basic Auto Insurance laws in Nova Scotia, Penalties for driving without insurance in Nova Scotia and Why it makes so much sense to compare Nova Scotia insurance quotes.
Start a quote
Our system will find the best insurance quotes for your needs and profile, and display them for you to view your options from the companies who are competing for your business.
Compare Insurance Rates
You can then take as much time as you need to decide. You may even continue to compare insurance quotes across as many Nova Scotia insurers as possible to get the best rate.
Choose the Best Insurance Quote
Once you've had an opportunity to assess all of your options, you can make a final choice and feel confident that you have made the right choice for your NS insurance coverage.
Try it now. Compare Cheap Nova Scotia Car Insurance Quotes. See for yourself.
Find a Nova Scotia Insurance Broker or Agent:
For Nova Scotia insurance end users who have special requirements or complications finding the insurance they want, we suggest searching our Nova Scotia Insurance directory to find Nova Scotia insurance companies and insurance professionals that may be able to offer assistance.
Local insurance pros bring with them the often extremely important personal help and assistance that some people require. With their knowledge, they may be able to assist with and expedite the insurance claims process.
Brokers & agents covering the Nova Scotia region, are required to be highly knowledgeable about the coverage they sell, and they frequently know about insurance discounts that you may be entitled to - it's worth inquiring about.
Many insurance companies and their representatives serve the Nova Scotia region with an incredible array of insurance products.
Some of the most common are:
- Boat Insurance
- Business Insurance
- Car /Auto Insurance
- Classic Car Insurance
- Commercial Insurance
- Critical Illness Insurance
- Home Insurance
- Liability Insurance
- Life Insurance
- Motorcycle Insurance
- Mortgage Insurance
- Oil and Gas Industry Insurance
- Pet Insurance
- Property Insurance
- RV Insurance
- Travel Insurance
- Title Insurance
ICanDrive.ca has a very simple mission of being as helpful as possible to all Nova Scotia drivers, Nova Scotia insurance buyers and Nova Scotia residents in general. We are always looking to expand our Drivers Directory of Auto Related Services so that we can provide Nova Scotia residents with as many auto insurance possibilities and auto-related services as possible. If you are a Nova Scotia insurance broker, insurance company or an Nova Scotia driving school we strong encourage you to contact us to create a free listing in our Canadian Drivers Directory.
For users who live in a province or territory other than Nova Scotia; we can still help you find the best, cheapest insurance coverage and can put you in touch with an appropriate insurance broker for all of your insurance wants & needs through our find an insurance broker near me service.
What is the Secret Behind Finding Cheap Nova Scotia Car Insurance?
Many Nova Scotia residents often talk about the "best Nova Scotia Insurance rate" as though it's all about getting a cheap rate, and yet, customer service, reputation, reliability and fairness with customers could greatly improve the overall quality of a Nova Scotia insurance quote. It is therefore recommended that you invest some time in assessing insurance providers objectively. It's no secret that the experience and ongoing insurance support provided by some is better than others. An affordable policy combined with great service and a track record of honest dealing with policyholders contributes to creating the best Nova Scotia car insurance quote. Some key things that could be beneficial are checking the insurance company consumer ratings and reviewing past customer complaints if any, before you decide to actually buy insurance coverage through any particular provider.
Shop Around For Insurance Quotes
Take advantage of Nova Scotia's private insurance industry and shop around with as many insurance providers as possible to get the best auto insurance quote.
Check Your Driving Record
Low-risk drivers are in demand, while high-risk drivers typically have to pay higher premiums. Always drive safely to avoid any driving incidents that could adversely affect your driving profile.
Good Drivers Are In Demand
If you are a good driver, be confident and use that to negotiate a better deal. Quite often you can take a Nova Scotia insurance quote to a competing company to negotiate for a better deal.
Your Profile Counts
Factors such as your city of residence, crime rates in your neighborhood, parking location of your vehicle etc. can also play a factor in how cheap or costly your NS car insurance policy will be.
What Can Statistics Tell us about Nova Scotia Insurance?
Nova Scotia is one of Canada’s three Maritime provinces (Halifax is the provincial capital), and while it also happens to be the second smallest province in terms of land area, it still represents a significant market for Nova Scotia insurance companies and the various Nova Scotia insurance brokers & agents that do business in the province and elsewhere. With a fairly broad economy, encompassing everything from tourism to fishing, finance and mining, the businesses that operate there and individuals that reside in Nova Scotia rely on the same types of insurance products as others in Canada, to deal with the uncertainties and challenges life and living present to us all. A great source of Nova Scotia insurance information is the Finance and Treasury Board of Nova Scotia and their NS Insurance Consumer Information section.
For a bit of insight into what the major types of insurance coverage might be in Nova Scotia, we dived into the 2016 Nova Scotia Census Canada data complied by Statistics Canada:
Nova Scotia Population by Age Group
The population of Nova Scotia in 2016 was recorded as 923,598 residents, a slight increase (0.2 percent) from the 921,727 residents recorded in the previous 2011 Census. With 14.5 percent being young people under the age of 15, almost 20 percent over the age of 65 and the vast majority (65.6 percent) being between the ages of 15 and 64 years of age, it is very likely that insurance solutions and products like dental coverage, life insurance, medical care insurance and different varieties of travel insurance and pet health insurance will continue to be in relatively high demand for the foreseeable future.
Nova Scotia Housing and Insurance Products
Nova Scotia has a population density per square kilometre of 17.4, which is considerably higher than that of Canada as a whole which is 3.9. The number of private dwellings were recorded as 458,568 units. This suggests that insurance solutions like mortgage Insurance, house insurance, tenant insurance, condominium insurance, property insurance and Title insurance products will remain among some of the most needed kinds of insurance plans in Nova Scotia.
Nova Scotia Income & Insurance Requirements
An average after tax income among recipients in 2015 was recorded as $34,175, with men earning an average of $39,776 and women earning an average of $28,993. Many of these folks have earned a diploma or degree at bachelor level or above. Professionals like certain kinds of healthcare professionals, legal professionals, and many others can be subject to legal actions, which means that various types of liability insurance like errors and omissions insurance, commercial general liability insurance, indemnity insurance and coverage like contractor liability insurance plans are sure to be essential for many professionals.
Nova Scotia Commuting To Work and Insurance Products
If we look at how Nova Scotia residents commute to work, we find that 310,240 drive themselves to work in a passenger vehicle of some sort. 29,150 are driven to work in a passenger vehicle like a car, van or light truck. 25,315 residents used public transit and an almost equal number (24,870) walked. 5,520 indicated “other method” which we assume means some kind of commercial vehicle like a taxi. It’s no surprise then that insurance plans like car insurance coverage are perhaps the most widely used kind of insurance in Nova Scotia, with motorcycle insurance and commercial vehicle insurance a distant second. In large part because of privatized auto insurance in Nova Scotia, and the competition it encourages, the Nova Scotia car insurance industry is a huge part of the larger Nova Scotia insurance industry.
Sources:
2016 Census of Population, Statistics Canada.
Other related links:
Finance and Treasury Board of Nova Scotia - Consumer Information
Is Auto Insurance Coverage Compulsory in Nova Scotia?
The Nova Scotia government requires drivers to have motor vehicle insurance. Some insurance companies in Nova Scotia offer flexible payment options that can fit with your budget. Different companies offer a variety of different coverage options, with some being more economical than others. Before deciding on a Nova Scotia auto insurance company, it's helpful to know the basic car insurance laws in Nova Scotia.
Auto Insurance Providers
Private insurers are responsible for providing Nova Scotia drivers with auto insurance. A wide range of policies are available, but certain minimum levels of protection must be included.
Coverage Limits
The minimum requirement is $200,000 for any Nova Scotia auto insurance policy and this must be clearly stated within the policy criteria.
Accidents Benefits
Accident benefits coverage provides benefits that you and certain family/passengers are entitled to receive if injured or killed in a collision. These benefits include income replacement, payment for medical treatment and rehabilitation costs, payment for funeral expenses and payment for grief counselling for family members.
Third Party Liability
Third-party liability coverage provides coverage in a situation where you are liable to pay for damages to another person (injury/death) or damages to their property as a result of your auto collision.
Motor Vehicle Insurance is Essential - Don't Drive Without It!
As per law in Nova Scotia, it is mandatory for all Nova Scotia drivers to be covered under the minimum mandatory insurance coverage. Failure to carry valid auto insurance while operating a vehicle in Nova Scotia can lead to numerous fines and put you in a highly disadvantaged position when being considered for future motor vehicle insurance policies.
If you are found driving without a valid Nova Scotia car insurance policy you could be:
Fined anywhere from $5,000 to $50,000
Your driving license could be suspended and your vehicle impounded
After being convicted of driving without valid auto insurance you could now be identified as a high-risk driver which would put you at a disadvantage and prevent you from being able to enjoy future savings on insurance rates from any Nova Scotia insurance providers
If you are involved in an accident without a valid Nova Scotia auto insurance policy:
Denied entitlement to receive any form of accidents benefits insurance for loss of income, hospital expenses etc
Denied the option to sue an at-fault driver for compensation for any injuries sustained during the accident
In the case of an at-fault vehicle accident, held personally responsible for the medical costs/losses incurred by the individual harmed
Why You Should Compare Nova Scotia Car Insurance Quotes
Auto insurance rate comparisons are an effective way to lower your insurance bills.
Your "best Nova Scotia car insurance quote" generally implies the most cost effective rate. However, it's wise to consider that the best insurance companies are not only about a cheap rate, mainly because, service to customers, an excellent reputation, reliability & fair dealing with clients is extremely important as well.
For that reason, take the time to evaluate individual insurance suppliers. Explore insurance company customer ratings or the kinds of grievances that previous clients may have experienced, before you decide to purchase an insurance plan through a specific provider. A very good rate along with quality customer support, dependability and fair dealing with policy holders may turn out to be one's best Nova Scotia car insurance plan if something bad happens.
Using a variety of Internet based insurance quote compare websites, you can put in the very same information and you're practically guaranteed not to find the same exact insurance quote from each insurance company. If you've actually shopped Nova Scotia vehicle insurance before, you've probably noticed that based on where you compare policies, the rates you receive for your individual driving record, personal requirements, exact location etc. are usually quite different. Sometimes markedly so.
For motorists in Nova Scotia, there are many insurance companies competing to encourage Nova Scotia drivers to sign on to an auto insurance policy from their particular company.
Each individual insurance company has their own concepts regarding how they determine the risk they are taking by insuring a particular driver. They have to assess a motorists' capability from their driving track record and other factors.
The difference in how rates are calculated from one insurer to another, repeatedly results in an extensive variation in the price. In order to know that you are signing on to the best achievable insurance policy for your situation, it is necessary to compare auto insurance quotes with as many insurance providers as you're able to. Following this, you can carry out an informed final choice.
Many Insurance Providers
In a privatized insurance industry, multiple insurance companies compete for your insurance business. Our comparison tool helps you find your cheap Nova Scotia car insurance options.
Compare Quotes
Compare cheap Nova Scotia car insurance companies through our system and also use other insurance rate calculators to feel maximally confident that you are exploring your best options.
Check Renewal Dates
Your insurance renewal date is the best time to negotiate for a better policy or switch your Nova Scotia car insurance company for a better one, so keep that date in mind.
Ready to compare cheap Nova Scotia car Insurance rates online
& save some money?
Online Advantage
The Internet has developed the world of insurance significantly and now, we can help you search for a free, online, cheap Nova Scotia car insurance rate without you having to leave your home or even picking up the phone until you're ready.
No Pressure Shopping
You can shop for competitive insurance quotes from the comfort of your own home without having to worry about purchasing on the spot or feeling pressured to make an immediate decision. It's never been swifter or simpler to find out what your very best, cheap Nova Scotia car Insurance rate could be.
Free Service
Shopping for insurance quotes online costs you absolutely nothing. We offer a completely free service to help find you the best possible cheap Nova Scotia insurance quotes. Online, there is no obligation or pressure to immediately buy anything.
Competitive Quotes
By shopping online, you have access to dozens of insurance providers all competing for your insurance business. You can be assured that you are receiving the most market competitive insurance quotes available for your area.
Try it now. Compare Cheap Nova Scotia Car Insurance Quotes. See for yourself.
Car Insurance Guide
Buying Car Insurance in Canada
Purchasing car insurance in Canada. Dealing with public,...
Car Insurance Comparison: 5 Things to Consider
Car insurance comparison can save money but that is not the...
Car Insurance Discounts: How to Get Discount Auto Insurance Rates
Discover some common car insurance discounts that you may not...
Car Accident Insurance Claims Guide
Car Insurance Claim Settlements: Your Rights
Even though car insurance claim settlements are determined by...
Car Insurance Claims – What to do After an Accident
A vehicle accident can leave everyone shaken and very unsure...
Fault Determination Rules Ontario – Insurance Act
Basic guide to fault determination rules Ontario, part of...
How Accidents on Your Record Affect Insurance Rates
How Accidents on Your Record Affect Insurance Rates
Why trust and use ICanDrive.ca?
As a website in large part dedicated to Nova Scotia drivers, we strive to provide the best information about things that matter to Nova Scotia residents who use motor vehicles on public roads. From learn to drive in Nova Scotia with the Nova Scotia Graduated Driver Licensing program, to Nova Scotia Driving License information, to tips for finding the best, cheap Nova Scotia car insurance quotes that NS drivers need and want - our mission is to serve drivers - we've been at it since 2011. We can help you with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with a Nova Scotia driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Nova Scotia.
We can also help you find good coverage for other Nova Scotia insurance products as well, like Nova Scotia motorcycle insurance, Nova Scotia life insurance and Nova Scotia home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes.
