The Ideal Manitoba Insurance Finder:
Manitoba auto insurance quotes online & more

As a website dedicated in large part to Manitoba drivers - we strive to provide the best information about things that matter to motor vehicle drivers on Manitoba's public roads. From learning to drive in Manitoba, to Manitoba License information, to tips for finding the best, cheap Manitoba car insurance quotes that local motorists want and need, our mission is to serve drivers. When it comes to purchasing insurance in Manitoba, you have two main options with regards to passenger vehicles, trucks, motorcycles, motorhomes, trailers and rental vehicles.

Get Insurance Quotes Online

When you are looking for Manitoba car insurance, regular or basic auto insurance plans are available from the provincial government agency called Manitoba Public Insurance or MPI.  We can help you connect with an Autopac broker and get quotes online from the comfort of your home.

Manitoba Insurance Brokers

Manitoba insurance brokers use their experience and professional knowledge to help individuals and businesses properly assess their insurance needs. They can be a great help with finding the best product at the best price.

Find Manitoba Insurance Brokers

Despite the fact that the Manitoba auto insurance system is public, there are several other kinds of insurance that Manitoba residents and businesses may need which aren't obtainable through the public insurance system.

For Manitoba insurance shoppers who have specific circumstances or challenges finding the insurance that they need, we offer our Manitoba insurance directory which may be able to help you find what you are looking for.

Local insurance pros offer personal assistance for sometimes extremely complicated insurance matters.

A wide variety of insurance brokers and companies serve Manitoba residents with a wide variety of insurance products such as:

  • Boat Insurance
  • Business Insurance
  • Car /Auto Insurance
  • Classic Car Insurance
  • Commercial Insurance
  • Critical Illness Insurance
  • Home Insurance
  • Liability Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Mortgage Insurance
  • Oil and Gas Industry Insurance
  • Pet Insurance
  • Property Insurance
  • RV Insurance
  • Travel Insurance
  • Title Insurance has a very simple mission of being as helpful as possible to all Manitoba drivers, Manitoba insurance buyers and Manitoba residents in general. We are always looking to expand our Drivers Directory of Auto Related Services so that we can provide Manitoba residents with as many auto insurance possibilities and auto-related services as possible. If you are an Manitoba insurance provider or a Manitoba driving school we strong encourage you to create a free listing in our Canadian Drivers Directory.

For users who live in a province or territory other than Manitoba; we can still help you find the best, cheapest insurance coverage and can put you in touch with an appropriate insurance broker for all of your insurance wants & needs through our find an insurance broker near me service.

Tips for Getting Cheaper Manitoba Auto Insurance

While all Manitoba auto insurance is issued by a government entity called Manitoba Public Insurance or MPI, there are independent insurance brokers who can greatly enhance your insurance policy with additional limits and coverage. Keep in mind that your particular auto insurance rate will be determined by things like your age and gender, the type of car you drive, the amount of coverage you choose, where you live and your previous driving experience.

Check Your Driving Record

From the day you begin to drive, you should focus on creating a superior driving record. This will pay off with cheaper insurance premiums and you could potentially afford a better insurance policy.

Good Drivers Are In Demand

When it comes to car insurance, good drivers are always a better risk to insure. For obvious reasons, always drive in the safest manner possible, and you'll also leave more money in your pocket.

Multiple Policies Discounts

Get a consolidated insurance policy for your auto, your house, motorbike and any other insurance products you may require through a broker. You may be able to save money on your overall insurance costs by exploring this option.

Is Auto Insurance Coverage Compulsory in Manitoba?

The Manitoba government requires drivers to have car insurance. Fortunately, MPI offers more than just basic auto insurance coverage; they offer some flexible Manitoba auto insurance options to provide drivers with specific kinds of additional protection that they may require or desire. Different insurance brokers can provide even more options on top of the MPI standard programs. Obviously the auto insurance rates they charge will be a bit more as well.

Auto Insurance Providers

Auto Insurance Coverage Provider in Manitoba are Government and private insurers compete for optional and excess coverage

Coverage Limits

The minimum requirement is $200,000 for any Manitoba auto insurance policy.

Accidents Benefits

Provides benefits that you, certain family and passengers are entitled to receive if injured or killed in a collision. These benefits include income replacement; payment for medical treatment and rehabilitation costs; payment for funeral expenses and payment for grief counseling for family members etc.

Third Party Liability

Provides coverage in a situation where you are liable to pay for collision resulted damages to another person (injury/death) or damages to their property

Manitoba Auto Insurance is Essential - Don't Drive Without It!

As per law in order to drive in Manitoba it is mandatory for all Manitoba drivers to be covered under the minimum mandatory insurance coverage. Failure to carry valid auto insurance while operating a vehicle in Manitoba can lead to numerous fines and place you in a sorely disadvantaged position when being considered for future Canadian motor vehicle insurance policies.

If you are found driving without a valid Manitoba auto insurance policy you could be:

Your driving license could be suspended and your vehicle impounded

After being convicted of driving without valid auto insurance you could now be identified as a high-risk driver which would put you at a disadvantage and prevent you from being able to enjoy future savings on insurance rates from any Manitoba insurance providers

Fined anywhere from $5,000 to $50,000

If you are involved in an accident without a valid Manitoba auto insurance policy you could be:

Denied entitlement to receive any form of accidents benefits insurance for loss of income, hospital expenses etc

Denied the option to sue an at-fault driver for compensation for any injuries sustained during the accident

In the case of an at-fault accident, held personally responsible for the medical costs/losses incurred by the individual harmed

Manitoba Car Insurance by Cities

Car Insurance Guides

Car Accident Insurance Claims Guide

Why trust and use ?

As a website, in large part dedicated to Manitoba drivers – we strive to provide the best information about things that matter to Manitoba residents who use motor vehicles on public roads. From learn to drive in Manitoba with the Manitoba Graduated Driver Licensing program, to Manitoba Driving License information, to tips for finding the best, cheap Manitoba auto insurance that drivers need and want - our mission is to serve drivers - we've been at it since 2011. We can help you with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with a Manitoba driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Manitoba.

We can also help you find good coverage for other Manitoba insurance products as well, like Manitoba motorcycle insurance, Manitoba life insurance and Manitoba home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes.