Compare Canadian Life Insurance Quotes
Life insurance can often feel like a big, added extra expense and generally, people tend to worry about having enough coverage while at the same time getting the best value for their money. We want to remove the concern associated with getting just a single life insurance quote, by offering a free Canadian life insurance comparison system. This allows users to compare Canadian home insurance quotes from competing life insurance companies. To present the kind of life Insurance Canada needs, we work with most of the top life insurance companies in Canada. We work hard to ensure our visitors get the best, most competitively priced Canadian life insurance rates on the market today.
Getting a Canadian life insurance quote should never be a time consuming or difficult process. Neither should the process of life insurance quote comparison be tedious or cumbersome. We strive to make sure you get a variety of highly competitive life insurance quotes to compare in just a few minutes.
Our focus is our visitors, and we know how important it is to find the life insurance Canada needs without a sacrifice of quality. Finding top quality, cheap life insurance is most likely when you compare life insurance companies. We make it really easy to do with our free life insurance coverage comparison service
Our service is fast and easy to use, and really can find you a low cost life insurance policy - we also make the quotes available at absolutely no cost. You can be confident knowing that you've thoroughly shopped a large portion of the life insurance Canada has available for your requirements and gotten a really competitive rate.
Life insurance is undoubtedly a very important investment for almost anyone, regardless of what life stage they are currently at. Oftentimes, the terminologies and general structure of life insurance policies can feel confusing with so many products to choose from. There's whole life insurance, universal life insurance, permanent life insurance and term insurance or term life insurance.
We've summarized the general structure and benefits associated with a few different types of life insurance to help you make a better informed decision. However, due to the complex nature of some of these products, our free service applies to term life insurance policies only. If you prefer a life insurance product other than term life, please visit our insurance directory to find a life insurance broker or agent who can better assist you. Click the tabs below for more.
Life insurance costs, while necessary, can be a significant investment, and any prudent life insurance customer should always look for ways to save as much as possible on their policy. There are a number of factors that can materially change the life insurance quote you get from various providers, so make sure you compare Canadian life insurance rates from as many companies as possible (we can do that for you), and use our list of quick tips on how to save on the life insurance Canadians require.
When it comes to life insurance, younger usually does mean cheaper, so it's always recommended to sign up for an insurance policy when you're in your 20's/30's. Typically, your health is better, you've got a solid enough history and usually able to budget for life insurance premiums to cover a growing family - sometimes referred to as family life insurance.
Aside from the personal benefits of being healthy, you can also save substantially on insurance premiums. Make sure you get regular physicals, keep your weight down and generally keep yourself active and healthy to acquire the cheap life insurance Canada desires.
Stay away from excessive drinking. Not having any drinking issues can save you money, while known drinking issues can cause your premiums to increase by 50%. Any individual who drinks 3-4 beers a day would be considered an excessive drinker and a higher risk as per life insurance standards.
Smoking not only impacts your health and the health of those around you, but also impacts your life insurance premiums. Stop smoking at least a year in advance of applying for a life insurance policy, otherwise your premiums might double.
We already know younger = cheaper life insurance rates, so make sure that your age is rounding down and not up when applying for a life insurance quote. For example if you are turning 30 in December, apply for an insurance quote in the first 6 months of the year when your age will be rounded down to 29.
If you're a safe driver, aside from a better car insurance quote, you will also benefit from a better life insurance quote. Drivers with a bad driving history will typically be penalized by life insurance quote providers with a 25-50% increase. Always practice safe driving habits.
Stay happy - try to invest in people and activities that keep you mentally positive and upbeat. Depression is a very real issue and those with a history of depression can often pay between 50% and 200% more for life insurance coverage.
Like any insurance product, the more you shop around, the more you know and the greater the opportunity to save. Use our free "compare Canadian life insurance quotes" system and investigate a couple of good life insurance providers. This will enable you to purchase the cheapest and best fit life insurance policy available for you and your loved ones. Make sure that you also know your policy well.
Choose the province or territory you are looking to get insurance in
Depending on where you live the process of getting insurance can be different. Whether it's car insurance, motorcycle insurance, term life insurance or home insurance, we have you covered with our Canada insurance quotes comparison technology. Choosing your province or territory allows us to direct you to the right people and resources who can provide the best possible insurance coverage for your needs.
With everything from car insurance to motorcycle insurance, life insurance and home insurance we have you covered. The best way to know you are getting the most out of your insurance quote is to compare and shop around and we do that for you. Choose the type of insurance coverage you are looking for and lets get started.
Auto insurance is an essential coverage for drivers and mitigates the risks if you are involved in an accident.
Motorcycle insurance is essential for bike drivers and covers you in the event of a motorcycle accident.
Home insurance helps you own, maintain and protect your home from various sorts of damage to your home or its contents.
Life insurance helps you have a piece of mind that your loved ones will be financially taken care of in the event of your death.