Buying Car Insurance in Canada

A good thing about Canada motor vehicle insurance is that insurance consumers can choose what additional coverage beyond the mandatory minimum levels they need and want to pay for. Knowing where to purchase insurance coverage from is the next step.

in Ontario, Alberta, New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Yukon, Northwest Territories or Nunavut, all levels of car insurance coverage and a variety of auto insurance policies can be bought from competing private insurers. It really makes sense to compare car insurance rates in these provinces.

In Manitoba and Saskatchewan and British Columbia, a basic insurance policy can be purchased from the government while additional levels of auto insurance coverage can be purchased either through the government or a private insurer. Our insurance agent / broker listings may be able to help with additional coverage.

In Quebec mandatory insurance coverage is provided in part by both the Societe de l'assurance automobile du Quebec (SAAQ) which is a government agency and private insurers. Quebec drivers pay insurance related premiums when paying for vehicle registration and driver licensing which go towards covering them against bodily injury sustained in an accident. Any additional purchased coverage including mandatory Civil Liability coverage is purchased through private insurers. Here again, it can make sense to compare free auto insurance rates online.