What to do if you’ve been in an accident

Being a automobile accident can be frightening experience however knowing what to do after the accident can not only help you remain calm but also avoid common mistakes drivers can make. These 6 important steps can help you main control of the situation after an accident:

Step 1:

The first thing to remember is that if your vehicle is involved in an accident you must stop. Often times drivers panic and try to drive off however if you leave the scene of an accident you could be subject to criminal prosecution.

Step 2:

If someone is injured in the accident do not try to move them (you may cause more damage).

Call 911 if:

  • someone is injured
  • If total damage to all vehicles is greater than $1000
  • If you suspect one of the other drivers to be guilty of a Criminal Code offence (such as driving under the influence of alcohol or drugs)

If none of the above have occurred call the local police department for instructions. Police units may report to the scene or you may be instructed to report to a Collision Reporting Center within 24 hours.

Step 3:

If it is safe to do so move your vehicle to the side of the road. If it cannot be moved turn on your hazard.

Step 4:

Write down the following information for all drivers involved in the accident:

  • Names
  • Addresses
  • Telephone Numbers
  • License plate numbers
  • Insurance Policy information

Step 5:

Obtain names, addresses and phone numbers for all witnesses and passengers.

Step 6:

Report the accident to your broker, agent or insurance company as soon as possible after the accident.

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