For most families, their solution starts with Personal Debt Elimination, freeing up finances to accomplish other financial goals. The Vanier Report states that “86% of Canadians see themselves as making no progress or falling behind the cost of living”.  Average Canadians are now carrying personal debts loads that outweigh their ability to service this debt. The same report shows that the average person’s monthly debt repayment is equal to 148% of their monthly income. Vitality Financial Insurance Brokers understands and our associates have the knowledge to help you get back on track to your financial goals. Our associates share simple, yet effective concepts that can reshape your family’s financial future.