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The insurance business sector in Victoria is driven through numerous companies and insurers of all sizes including government agencies, focused upon delivering first-rate Victoria insurance solutions to consumers. Plans including supplemental Victoria vehicle insurance, residential, motorbike and life which give comfort and genuine safeguards to locals.

Online Insurance Quotes

At IcanDrive.ca, one of our aspirations is to connect all kinds of Victoria insurance end users together with the best free personalized insurance prices on the market.

Victoria Insurance Companies

Different Victoria insurers, provide their unique best insurance contract and it’s for you to determine which is the best insurance quote for your needs.

Victoria Insurance Brokers

Victoria insurance brokers can provide more expertise and help you understand all your options and available Victoria insurance products.

Try it now. Compare Cheap Victoria Car Insurance Quotes. See for yourself.

Find a Victoria Insurance Broker or Agent

Despite the fact that British Columbia has a public auto insurance system, there are many other kinds of insurance that Victoria residents and businesses might need which aren't necessarily offered by the public insurance system.

Victoria Insurance consumers who may have specific requirements or difficulties finding the insurance they need are invited to explore our insurance directory listings  where you can locate Victoria Insurance companies, together with insurance professionals catering to Victoria who might be in a position to assist you.

Community professional insurance agents & brokers can add the often genuinely necessary personal broker assistance and help for community insurance customers, plus also at times can help to speed up the procedure of paying insurance claims.

Professional insurance agents and brokers serving the Victoria local area must understand the products they offer and they may know about insurance discounts unavailable elsewhere.

Many other providers, insurance agents, brokers, firms, agencies, companies and their representatives as well as underwriters, carriers and providers serve the Victoria locality with an incredible scope of insurance products, most notably:

  • International Student Insurance
  • Lender's Title Insurance Protection
  • Recreational Vehicles Insurance Plans
  • P & C Insurance
  • Pets Insurance Plans
  • Oil & Gas Insurance Coverage
  • Mortgage Insurance Policies
  • Motorbike Insurance Coverage Plans
  • Universal Life Insurance Cover
  • Professional Liability Insurance Policies
  • House Insurance
  • Critical Disease Insurance Coverage
  • Medium Size Business Insurance
  • Commercial & Industrial Insurance
  • Old Car Insurance Policies
  • Automobile Insurance Cover
  • Health and Dental Insurance Plans
  • Boating Insurance Policies

In order to help Victoria insurance consumers as much as possible weare always looking to expand our partner list so we can truly continue to provide Victoria drivers with as many car insurance options as possible. We encourage all Victoria insurance companies, agents and brokers to become more comfortable with what ICanDrive.ca's mission is, what our specific lowest motor insurance privacy standards are and how to advertise with us.

What Can Statistics Tell us About Victoria Insurance?

The city of Victoria in British Columbia is considered by many to be one of Canada’s most attractive cities. Victoria is situated on a peninsula, bordered by the Haro and Juan de Fuca straits, with the San Juan Islands to the east, the Olympic Mountains to the south, and the densely forested Malahat Ridge, Sooke Hills and fjord-like Saanich Inlet to the west. Victoria is one of the oldest cities in the Pacific Northwest and retains many of its historic buildings. It was named after the United Kingdom's Queen Victoria, with British settlement beginning in 1843. At the beginning Victoria was a small community of fewer than 1,000 people until the Fraser River and Cariboo Gold Rush initiated a boom.

Known as "The Garden City", Victoria has a lot to offer, with a booming technology sector, a thriving tourist industry, world-renown educational institutions like the University of Victoria, Royal Roads University and the Victoria College of Art, and a temperate and usually snow-free climate. With its wonderful relaxed pace as compared to many other cities, it’s no surprise that it’s a favourite for many retirees as well.

With our interest in the Victoria insurance industry, we looked at the census data for the region to try to gain some insight into the types of insurance Victoria residents most often need and use.

Victoria Population by Age Group

Victoria recorded a strong 7.2% growth in its population according to the Statistics Canada 2016 Census Profile data, growing from 80,017 residents in 2011 to 85,792 residents in 2016. A substantial 18,050 individuals indicated that they were 65 years old (7,645 being men and 10,400 were women). Although the population of Victoria is relatively small when compared with some other Canadian cities, insurance products such as life insurance (term life is probably the most popular), extra health insurance coverage, dental insurance plans, different kinds of travel insurance and even health insurance for pets still represent a hugely significant market. Demand for these kinds of insurance is likely to continue to grow with the growth in population.

Victoria Housing and Insurance Products

The city of Victoria covers a 19.47 square kilometre land area, with a population density per square kilometre of 4,405.8 people. The total number of private dwellings were recorded as 49,212 units, which is quite high relative to the population. The healthy growth of the city over the time period studied, suggests that insurance products that are related to the real estate sector are likely to continue to be popular with Victoria residents for the foreseeable future. These include coverage such as home mortgage insurance, typical Victoria homeowners insurance, tenant insurance and title insurance, along with condo insurance and other forms of property and assets insurance.

Victoria Income and Insurance Needs

The average after-tax income in Victoria in 2015 among recipients was $37,036, with women reporting $34,082 and men reporting $40,348. Obviously, many residents of Victoria earned substantially more, with 6,120 residents reporting a total income of $80,000 or more (3,820 men vs 2,300 women). Of these high wage earners, many are professionals such as doctors and lawyers, accountants etc. as well as independent business owners. We conclude that insurance products such as errors and omissions insurance, indemnity insurance, commercial general liability insurance, and products like construction liability insurance will grow along with the growth in population.

Victoria Commuting to Work and Insurance Products

A relatively large number of residents indicated that they used public transit (6,155 people) or walked (10,025 people) to get back and forth to work (which should not come as a surprise, given the size of the city and the gorgeous weather), but the majority (19,075 people) preferred to use their car, van or light truck. With British Columbia’s government run auto insurance industry, insurance companies work with the ICBC to offer the public an array of Victoria car insurance options, as well as motorcycle insurance and commercial vehicle insurance products. Although smaller than many Canadian cities, the Victoria auto insurance sector is a vitally important aspect of British Columbia’s economy, and should expand along with the city in the years to come.

What is the Inside Scoop on Cheap Car Insurance in Victoria?

Comparing insurance quotes across as many Victoria insurers as possible is considered the only way to confirm you're getting the best achievable insurance policy for your preferences. Devote some time to looking at the company's reputation, reliability, level of customer service and past history. You want to eventually pick a company that treats it's customers well, makes an effort to help them understand their insurance coverage and goes the extra mile to make their insurance claims process is simpler. Taking in to consideration these factors and other British Columbia insurance discounts upfront can save you lots of stress later.

3 Quick & Easy Steps to Get a Victoria Insurance Quote

At IcanDrive.ca, one of our aspirations is to connect all kinds of Victoria insurance end users together with the best free personalized insurance prices on the market. The free calculator is easy to use, asks for some basic information regarding your driver profile and presents insurance solutions tailored to your needs. Even if you don't have the best driver profile and are in the high-risk insurance demographic we can still help you find good Victoria insurance coverage through our featured Insurance Quote Comparison Tool, with one of our Victoria insurance companies or the Insurance section of our Driver's Directory.

Start a quote

Once we've gotten some basic information we can present you with the most comprehensive and well priced Victoria insurance offers. Once you have a complete list you can then decide which quote, company and level of Victoria insurance coverage you are comfortable with.

Compare Insurance Rates

Usually, the same insurance customer will find that insurance quotes from company to company can be very different so you have to spend some time comparing and weighing your Victoria insurance options.

Choose the Best Insurance Quote

Private insurance indicates competing firms, and competing firms indicates that insurance organizations work harder to earn your business. There are actually a lot of insurance organizations you could choose.

Is Auto Insurance Coverage Compulsory in Victoria?

Victoria like every other British Columbia city is by law required to ensure all its drivers carry a minimum level of car insurance. Keeping in mind this minimum compulsory Victoria insurance coverage you still have lots of options from insurance companies in Victoria. When reviewing an insurance quote, a Victoria insurance company will keep your budget in mind, ensure you have at least the adequate minimum coverage and will present additional coverage options to provide greater peace of mind. As a Victoria insurance consumer it's also your responsibility to understand the basic British Columbia car insurance laws prior to purchasing insurance.

Why is Comparing Victoria Car Insurance Quotes an Effective Way to Lower Your Insurance Rates?

The "best Victoria insurance quote" more often than not suggests the lower rate. At the same time, the best possible insurance company is not just about a lower premium and considering service, reputation and a track record of trustworthiness including fair dealing with policyholders is important as well. It takes time to check insurance offers meticulously. It might actually be of use to check the insurance companies' customer rankings or complaints before you obtain insurance protection from a given provider. An excellent price coupled with customer service, dependability along with fair dealing with policyholders may actually be the best Victoria insurance rate.

It's a fact that you can enter exactly the same information into one or more auto insurance quote comparison services, and you are almost certain to not get the exact same insurance price from competing insurance companies. If you have previously shopped for cheap Victoria car insurance through quote comparison services, you've most likely found that the rates you are given for your exact personal driver's history, location, requirements etc. are generally quite different from company to company. In Victoria, there's a considerable group of insurers catering to the market, each of whom is competing to encourage Victoria motorists to sign up with an insurance policy from their particular insurance organization.

Try it now. Compare Cheap Victoria Car Insurance Quotes. See for yourself.

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Why Use and Trust ICanDrive.ca ?

A large number of efforts from the ICanDrive.ca team are dedicated to ensuring we provide the best information about things that matter most to Victoria residents and driving in Victoria. With everything from detailed information on the British Columbia Graduated Driver Licensing program, BC driving tests, restrictions on BC driving license, and tips on finding the best, cheap Victoria car insurance quotes, we've got it all. We can help you with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with an BC driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Victoria.

We can also help you find good coverage for other Victoria insurance products as well, like Victoria life insurance, Victoria motorcycle insurance and Victoria home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes.