Insurance Fraud: The Growing Cost and Tips for Fighting Back
Canadians pay a lot more for insurance due to insurance...
Lethbridge is a beautiful city located in southwest Alberta. It boasts mild winters and warm summers which are largely a result of warm westerly winds called Chinooks, which are known for increasing winter temperatures by several degrees in minutes. “Chinook” is a native Blackfoot word meaning “Snow Eater”. Intersected by the Oldman River, and unique coulee formations (a steep-sided v-shaped ravine or valley), Lethbridge boasts more than 240 km of trails, 130 parks and playgrounds and sports fields throughout the city. Agriculture plays an important role in the economy and unusually, two outstanding post-secondary institutions are based in Lethbridge. Once described as one of the “wonders of the world”, the Lethbridge High-Level Bridge which was completed in 1909, is the longest and highest bridge of its type in the world. Source: Lethbridge.ca, Wikipedia - Lethbridge.
For a variety of reasons, it can sometimes be quite challenging for individuals to find the right automobile insurance coverage, as well as other types of insurance at the best price. Our team is working hard to make things easier with the application of new technology. To find the best, cheap Lethbridge car insurance, as well as other kinds of insurance protections, there are three main ways to go about it. However, we suggest starting with the free Lethbridge insurance quote comparison tool, and explore other options like insurance brokers and individual insurance companies if you don’t find what you need through the tool.
Get free quotes on a policy from any place you have online access. It's never been simpler or quicker to compare Lethbridge insurance quotes.
We can help you connect directly with a Lethbridge insurance provider. Find a phone number or connect through their website.
Get more expertise and information from an insurance professional by connecting with a Lethbridge insurance broker to get your questions answered.
To assist Lethbridge Insurance shoppers who have challenging conditions or difficulties finding the particular kind of insurance that they require, we suggest checking out our Lethbridge insurance listings. You should be able to find an insurance professional to assist.
A local insurance pro can offer highly beneficial advice and assistance with more complex situations and occasionally, may be of significant help when it comes to handling insurance claims.
Professional insurance brokers must be thoroughly familiar with the coverage they sell, and they may know of insurance discounts that clients would be otherwise unaware of.
Many different insurance brokers, agents and insurance companies, serve the Lethbridge region with an incredible array of insurance products such as:
ICanDrive.ca strives to be useful to all Lethbridge drivers, and Lethbridge residents in general. One of the ways we do this is by always looking to improve our driver's directory of auto-related services. For this reason, we invite Lethbridge insurance brokers, agents, insurance companies and other Lethbridge service providers to create a free listing in our Canadian Drivers Directory. Lethbridge's drivers may find the Lethbridge Insurance Directory and our Lethbridge Driving Schools directory of particular interest.
If you live elsewhere, and are also looking for the best, cheapest insurance you can find, we invite you to make use of our "find an insurance broker" service.
As gorgeous as the City of Lethbridge is, our interest is in the Lethbridge insurance sector, so, to make some educated guesses about the kinds of insurance products that might be most in-demand by Lethbridge consumers, we looked to the Stats Can census data for clues.
The Stats Can data reveals that Lethbridge had a phenomenal 11.0 percent population growth rate from the time of the previous census in 2011 to the latest one in 2016, growing from 83,517 inhabitants in 2011 to 92,729 inhabitants in 2016. Notably, quite a large segment of the population was recorded as being 65 years of age and over. Of the 92,729 residents, 45,430 were male and 47,300 were female. While not a large city, the Lethbridge insurance sector is important, as a significant percent of the population will be consumers of various kinds of medical insurance coverage, dental insurance coverage, life insurance etc.
With such robust growth, it stands to reason that the Lethbridge real estate market has also done well. Therefore, insurance protections such as home insurance and condominium insurance, home mortgage insurance, title insurance and tenants insurance will almost certainly be in high demand well into the future of Lethbridge. The total number of private dwellings recorded in 2016 was 39,867 residential units, in a land area of 122.09 square kilometres, while the population density was 759.5 residents per square kilometre. There were 25,810 homeowners and 11,760 home renters in Lethbridge as of 2016, and no doubt a significant amount of property to insure.
The average after-tax income of two-or-more-person households in Lethbridge in 2015 was 93,055 dollars, and 12,810 individual residents were recorded as having an income of $100,000 and more, with 2,345 individuals earning $200,000 and over. It stands to reason that many of these high earners are professionals like those in the legal profession, medical doctors, business owners etc. and because they can sometimes be the target of legal actions, they will protect themselves with specific kinds of insurance such as errors and omissions insurance, commercial general liability insurance, indemnity insurance, construction liability insurance and numerous other kinds of liability protections. Given the importance of agriculture in the area, demand for farm and equipment insurance is also likely to remain strong.
The Statistics Canada data reveals that for Lethbridge inhabitants, the main way of commuting to work is with a passenger type vehicle like a car, small truck or van and that the commuting time for most (23,075) was surprisingly less than 15 minutes. 37,980 residents (20,285 males vs. 17,695 females) drove themselves to their place of work and back. Only 1,535 individuals took public transit and 1,810 individuals walked to work. The data reveals quite a large market for Lethbridge car insurance and commercial vehicle insurance. With the privately operated auto insurance industry in Alberta, there is significant competition among providers which helps keep car insurance prices lower than they might otherwise be, and with recreational activities being so prominent, the need for Lethbridge motorcycle insurance is probably a bit higher than other areas as well.
While it may not be obvious at first glance, the best insurance companies don't necessarily offer the absolute lowest possible rates. When you think about it, your best Lethbridge insurance quote should also involve an insurance company with great customer service and an excellent reputation for fair and honest dealing with customers. For this reason, it's to your advantage to do a bit of research before purchasing a policy from any particular provider. Explore how complaints and/or disputes if any were/are handled, and take a bit of time to compare insurance offers with care. Taking these factors into account, as well as if you qualify for any Alberta car insurance discounts can make the insurance shopping process a lot more rewarding. Buying the best, cheapest Canadian car insurance just takes a bit of extra time and effort.
Ideally, you should compare quotes from as many insurance providers as possible, as well as do a bit of extra research around customer service. This is simply the best way to ensure you are singing on to the best car insurance for your needs. The ICanDrive.ca car insurance calculator is a tool created solely for the purpose of helping you do that, and find the best, cheapest Lethbridge car insurance quote, best suited to your needs. The free calculator is easy to use and secure, asks only for some basic information, and presents insurance offers tailored to your needs. Even if you don't have the best risk profile and are in the high-risk insurance category we can still help you find excellent coverage through our featured Lethbridge insurance quote comparison service, or via one of the featured insurance companies or through the Insurance section of our Canada Driver's Directory.
Our secure system asks only for the information that is absolutely necessary to present you with the best Lethbridge insurance offers. Once you have a complete list you can then decide which quote, company and level of insurance coverage you are comfortable with.
The only way to know that your saving as much money as possible is by comparing as many insurance quotes as possible. You may be surprised to see how differently priced the same sort of insurance can be from different Lethbridge insurance providers.
Once you've selected the best potential insurance providers for your needs, you can find additional information through our insurance company profile pages. Doing a bit of additional research before you purchase a policy, can be really helpful in the long run.
Every part of Canada requires that drivers carry a minimum level of auto insurance to legally drive on public roads. When shopping for Lethbridge car insurance, keep your budget in mind and make sure you have at least the minimum coverage required. You can then consider additional options to provide greater peace of mind and better protection. As a Lethbridge auto insurance user, it's a good idea to understand the basic car insurance laws in Alberta before you purchase a policy.
Did you know, a driver can submit exactly the same information and requirements into two or more auto insurance quote comparison services, and be practically guaranteed to find vastly different prices from competing insurance companies? Assuming you've shopped for Lethbridge auto insurance in this way before, you’ve probably noticed that the rates you are offered for your distinct driving history, wants and needs etc. tend to be quite different from one provider to another. Sometimes hugely so. This creates an opportunity to save.
The range of prices received for essentially the same kind of insurance is because each auto insurance provider has their own unique calculations and methodology about how to determine the risk to insure a particular driver. Things like driving history, their location, what kind of vehicle they drive, how many traffic tickets they have acquired and accidents they've had and how much driving they do are all evaluated slightly differently. This can result in wide differences in the price you are quoted from one company to another. When it comes to Alberta auto insurance, there are numerous competing insurance companies for Lethbridge drivers to choose from, and this creates an opportunity to save.
Canadians pay a lot more for insurance due to insurance...
By understanding the different types of car insurance...
What exactly do car insurance brokers do, and can they really...
Car insurance for young and new drivers. Explore available...
Find out what you can do if your auto insurance claim has...
A vehicle accident can leave everyone shaken and very unsure...
Basic guide to fault determination rules Ontario, part of...
Even though car insurance claim settlements are determined by...
We strive to provide the best information about things that matter most to Lethbridge drivers and those wanting to learn to drive in Alberta. With everything from detailed information on the Alberta Graduated Driver Licensing program, to Alberta road signs & road rules practice tests, and information about the various kinds of Alberta driving licenses, as well as tips & tricks to finding the best, cheap Lethbridge car insurance quotes, we've got it all. We can help you with information, tools and reminders that Lethbridge drivers can really benefit from. Need a car or a car loan? Check out our auto financing section, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. Or find out more about the different kinds of Alberta driving test. We invite you to explore all the free services we offer, including our guides on insurance, accidents, winter tires and most other topics that affect drivers in Lethbridge.
We can also help you find good coverage for other Lethbridge insurance products as well, like Lethbridge life insurance, Lethbridge motorcycle insurance and Lethbridge home insurance. Just select the type of insurance coverage you need in our quoting tool, enter your postal code and click the "Start" button to compare quotes.