Complete Alberta Insurance Finder:
Best, cheap Alberta car insurance quotes online & much more

As a website dedicated in large part to Alberta drivers – we strive to provide the best information about things that matter to motor vehicle drivers on Alberta's public roads. From learning to drive in Alberta, to Alberta driver license information and tips for finding the best, cheap Alberta car insurance quotes that local motorists want and need, our mission is to serve drivers. When it comes to purchasing insurance in Alberta, you have three main options. We recommend starting with our free Quote Comparison Tool and only explore other options if for some reason you are unable to find what you need.

Get Insurance Quotes Online

Many people now choose to purchase basic insurance products online, because most Alberta insurance companies provide the option to search, compare & buy through an internet connected device. Try it Now!

Alberta Insurance Companies

If you are looking to purchase insurance from a particular Alberta insurance company, and want to deal directly with them, you do have the option to reach out directly to the insurance company of your choice.

Alberta Insurance Brokers

Alberta insurance brokers use their experience and professional knowledge to help individuals and businesses properly assess their insurance needs. They can be a great help with finding the best product at the best price.

Find Competing Insurance Quotes Online in 3 Quick & Easy Steps.

A quick, easy and completely free way to find a cheap Alberta car insurance policy is through the quote comparison service. We offer an outstanding Alberta car insurance calculator that is fast, friendly, and can quickly find the best Alberta car insurance quotes available, all of them, completely tailored to your particular needs. If you have a high-risk profile, we can still help you find high risk insurance coverage, whether through our featured Quote Comparison Tool, the insurance companies we profile, or the Insurance section of our Driver's Directory. We are confident you will be able to find an Insurance provider, broker or agent that will meet your needs.

Explore the following links to find out more about Alberta Insurance Discounts, Basic Auto Insurance laws in Alberta, Penalties for driving without insurance in Alberta and Why it makes so much sense to compare Alberta insurance quotes.

Start a quote

A diverse group of insurers will display their best offers for your consideration - it’s your decision to select the best auto insurance company for your needs after reviewing all available options. It's you who decides who will get you as an insurance customer.

Compare Insurance Rates

Comparing insurance quotes with as many Alberta insurers as possible is the right way to get the best achievable rate for your situation. We work hard to make this easy.

Choose the Best Insurance Quote

Being able to narrow down and choose your quote options and then choosing the best rate is the final step before purchasing your Alberta Insurance coverage online. It's often surprising and rewarding just how wide-ranging quotes can be.

Try it now. Compare Cheap Alberta Insurance Quotes. See for yourself.

Find Alberta Insurance Brokers and Agents

Sometimes, due to unusual requirements or particular circumstances, some Alberta insurance consumers may find it harder to get a competitive Alberta insurance quote online. If you find yourself in this situation, we recommend checking our Alberta insurance broker directory. Our Alberta insurance directory can provide contact information for Alberta insurance companies and insurance professionals who may able to help you find coverage that works for your needs.

A local Alberta insurance broker can often provide very helpful personal support and advice. They can also help navigate the sometimes complicated nature of insurance policy language and expedite the process of insurance claims.

Alberta insurance brokers and agents are trained professionals, and must be extremely familiar with the products they offer. They can offer important advice about a number of things as they relate to insurance, such as in depth policy comparisons,  whether winter tires make sense, what to do about too many traffic tickets and other matters.

Alberta represents a large market for Alberta insurance brokers, agents and the many insurance companies that serve the province. Given the substantial population and diverse nature of its economy, the types of insurance products that are used by the population and corporations that exist in Alberta range widely.

Many insurance organizations and their representatives serve the Alberta region with a huge variety of insurance products. These include but are not limited to:

  • Boat Insurance
  • Business Insurance
  • Car /Auto Insurance
  • Classic Car Insurance
  • Commercial Insurance
  • Critical Illness Insurance
  • Home Insurance
  • Liability Insurance
  • Life Insurance
  • Motorcycle Insurance
  • Mortgage Insurance
  • Oil and Gas Industry Insurance
  • Pet Insurance
  • Property Insurance
  • RV Insurance
  • Travel Insurance
  • Title Insurance continues to support its basic mission of being as helpful as possible to Alberta drivers, Alberta insurance buyers and Alberta residents. We would love to continue to expand our Drivers Directory of Auto Related Services so that we can provide Alberta residents with as many auto insurance possibilities and auto-related services as possible. All Alberta insurance broker, insurance companies and Alberta driving schools are encouraged to create a free listing in our Alberta Insurance Brokers or Alberta Driving Schools Directory.

For users who live in a province or territory other than Alberta; we can still help you find the best, cheapest insurance coverage and can put you in touch with an appropriate insurance broker for all of your insurance wants & needs through our find an insurance broker near me service.

What is The Secret Behind Finding Cheap Auto Insurance in Alberta?

Many Alberta residents often talk about the "best Alberta Insurance rates" as though it's only about getting a cheap rate, and yet, customer service, reputation, reliability and fairness with customers, could greatly improve the overall quality of an Albert insurance quote. It is therefore recommended that you invest some time in assessing insurance providers objectively. It's no secret that the experience and ongoing insurance support provided by some is better than their competition. An affordable policy combined with great service and a track record of honest dealing with policyholders contributes to creating the best Alberta car insurance quote value for money. Some key things that could be beneficial are checking the insurance company consumer ratings and reviewing past customer complaints if any, before you decide to actually buy insurance coverage through any particular provider.

Shop Around For Insurance Quotes

Insurance companies assess different driving hazards independently. This can result in quite different quotes for the same driver from one insurance company to another. To get the best possible Alberta insurance quotes for your driver profile it's always best to shop around among competing insurance companies.

Check Your Driving Record

A substandard driving profile typically means higher insurance premiums. Auto insurance providers use extremely complex mathematics to determine the exact dangers that they're prepared to insure and at what cost. Always drive with safety for obvious reasons, but also if you would like the lowest insurance premiums achievable.

Good Drivers Are In Demand

At the end of the day, the insurance business is a for-profit business which means they are always looking for customers. Unless you are a particularly high-risk driver, each insurance firm operating in Alberta desires your current business, in addition to keeping you as a long-term client.

Your Profile Counts

Some other factors that result in more expensive or cheaper auto insurance are: your residential address, where you park your car, what kind of car you drive and how often you drive. The most important factor however in obtaining the cheapest vehicle insurance is whether you are a low risk or high risk driver.

Multiple Policies Discounts

An additional way to save on insurance rates is to get a consolidated insurance policy for your auto, your house, motorbike and any other insurance products you may own. Getting insurance for them all together will likely get you the cheapest Alberta insurance premiums within the Alberta insurance industry.

Be Aware Of Profile Groups

Insurance providers are more likely to concentrate on a certain motor vehicle group such as mature drivers, teenagers, high-risk drivers, low-risk drivers, modest risk etc. There's competition for every group and it helps to know which groups you could be included in when you apply for an insurance policy.

Ask For Additional Savings

Under certain circumstances, professional insurance agents and brokers can often point to additional savings on your Alberta insurance quote. There is no harm in asking if there are any other discounts that can be applied to your profile or situation in order to get the cheapest Alberta insurance quote.

Rely On Competition

Simply put, buying cheap Alberta auto insurance is centered around insurance companies competing for your insurance business. You can even present a competitor quote to your insurance company of choice to see if they will offer a better deal on their insurance quote and/or throw in free add-ons.

What Can Statistics Tell Us About the Alberta Insurance Industry?

The insurance industry in Alberta is operated by many insurance companies. As a whole, they are dedicated to creating and selling high-quality insurance products to consumers. Given the size of the auto insurance segment, many compete to provide the best cheap Alberta car insurance possible, as well as many other types of protection from loss. This includes policies needed for home, motorcycle and life, but also more specialized insurance products such as business and professional liability insurance. These protections provide not only peace of mind but offer real safety and security to Alberta insurance consumers. motor vehicle insurance policy. Alberta car insurance is definitely an enormous part of the total Alberta insurance market, somewhat because of Alberta’s privatized auto insurance system, whereby increased competition drives economic innovation and growth.

Alberta Population By Age Group

Based on the information complied by Statistics Canada in the 2016 Census Report, the Population of Alberta in 2016 was 4,067,175 people, which is an 11.6 percent increase from the previous survey done in 2011 (which was 3,645,257 people). With a rapid population growth and 2,787,805 people being between 15 to 64 years old, and almost 800,000 young people under the age of 15, and the average age of Alberta’s population being only 37.8 years of age, it’s very likely that the need for insurance products like health insurance, dental insurance, life insurance, various kinds of travel insurance and pet insurance will continue to be in high demand for a long time into the future.

Alberta Housing and Insurance Products

With a population density per square kilometre of 6.4 and a land area of 640,330.46 square kilometres, and the number of private dwellings being 1,654,129, there is plenty of room for growth in the real estate sector as well. This means that insurance products like mortgage insurance, home insurance, tenant insurance, condo insurance, property Insurance and title insurance will continue to be among some of the most widely used types of coverage.

Alberta Income And Insurance Needs

The average after tax income among recipients in 2015 was $50,683, which means that Alberta has a relatively a wealthy population, with many residents having earned a diploma or degree at bachelor level or above. Professionals like doctors, lawyers and many others can often be the target of lawsuits, so it’s not surprising that, errors and omissions insurance, Commercial General Liability Insurance, indemnity and liability insurance and coverages like construction liability insurance are likely to continue to be in relatively high demand.

AB Commuting and Insurance Products

The main mode of commuting for Alberta residents was with a van, truck or other kind of passenger vehicle like a car. 1,497,440 people commuted to work as a driver, with only 99,635 getting to work as a passenger (not including those who took public transit, walked, bicycled or used another vehicle like a motorcycle). The need for car insurance is obvious, with motorcycle insurance and commercial auto insurance a distant second. Alberta car insurance is definitely an enormous part of the total Alberta insurance market, somewhat because of Alberta’s privatized auto insurance system, whereby increased competition drives economic innovation and growth.

Is Auto Insurance Coverage Compulsory in Alberta?

The Alberta government requires drivers to have car insurance. Fortunately, insurance companies in Alberta give more than just auto insurance coverage; they offer flexible car insurance options to provide you with specific protection rates matching your income. Different car insurance companies offer different auto insurance rates, some rates being more economical than others. Before seeking these Alberta auto insurance companies out, you must know the basic car insurance laws in Alberta. As per Alberta law, at a minimum, your auto insurance policy must include Third-party Liability and Accidents Benefits coverage.

Auto Insurance Providers

Private insurers who are non-government insurance providers are responsible for providing Alberta residents with comprehensive Alberta auto insurance policies.

Coverage Limits

The minimum requirement is $200,000 for any Alberta auto insurance policy and must be clearly stated within the policy criteria.

Accidents Benefits

Accidental benefits coverage provides benefits that you and certain family/passengers are entitled to receive if injured or killed in a collision. These benefits include income replacement, payment for medical treatment and rehabilitation costs, payment for funeral expenses and payment for grief counseling for family members.

Third Party Liability

Third-party liability coverage provides coverage in a situation where you are liable to pay for damages to another person (injury/death) or damages to their property as a result of your auto collision.

Motor Vehicle Insurance is Essential - Don't Drive Without It!

As per Alberta law, in order to drive in Alberta, it is mandatory for all Alberta drivers to be covered under the minimum mandatory insurance coverage. Failure to carry valid auto insurance while operating a vehicle in Alberta can lead to serious fines and puts a driver in a severely disadvantaged position when being considered for a future Canadian car insurance policy.

If you are found driving without a valid Alberta auto insurance policy you could be:

Convicted of driving without valid auto insurance, and you could be identified as a high risk driver which would make it impossible to enjoy cheap Alberta car insurance. You would be prevented from being able to enjoy future savings on insurance rates from any Alberta insurance providers

You could be fined anywhere from $5,000 to $50,000

Your driving license could be suspended and your vehicle impounded.

If you are involved in an accident without a valid Alberta auto insurance policy:

In the case of an at-fault accident, you could be held personally responsible for the medical costs/losses incurred by the individual harmed.

You could be denied entitlement to receive any form of accidents benefits insurance for loss of income, hospital expenses etc.

You could be denied the option to sue an at-fault driver for compensation for any injuries sustained during the accident.

Why Should You Compare Alberta Car Insurance Quotes?

Auto insurance rate comparisons are an effective way to lower your insurance rates.

We are particularly excited to offer what we consider to be the best Alberta car insurance calculator: it's fast, friendly, and can quickly find the best Alberta car insurance quotes tailored to your needs. If you have a high risk profile, we can still help you find insurance coverage, whether broker, or through the featured Quote Comparison Tool (which does feature some high risk providers), or through the insurance companies we profile or lastly, through the Insurance section of the - Driver's Directory. We are confident you will find a broker or agent that can meet your needs. Our goal is to save you time & money. Give our Quote Comparison Tool a try, or read on to discover why a compare Alberta car insurance tool makes so much sense.

The biggest reason as to why you should compare auto insurance quotes is that when you input the very same details through a wide range of quote comparison services you are more or less guaranteed to not get the same price quote from each individual insurance organization. In the event you’ve ever hunted for Alberta auto insurance in the past, you've most likely discovered that depending upon where you do your Canadian car insurance shopping, the quotes you get for one's specific location, personal driver history etc are substantially different. Your ultimate goal is to get the cheapest, best-fit insurance quote for your needs and comparing insurance quotes across companies can help you get there.

Recognizing that each auto insurer has their own methodology on how they evaluate driving competencies and driver records, the resulting insurance quotes can have very broad price differences from one insurance company to another. In Alberta, we do have a sizable pool of insurance providers, each of whom is competing to convince Alberta drivers to sign up to an insurance plan with their particular car insurance organization. A great way to feel confident that you are signing on to the best attainable motor vehicle insurance for your particular requirements is by using a Quote Comparison Tool like the one we provide, which canvasses a large pool of insurance providers so that you can make an educated final decision.

Many Insurance Providers

There are certainly a lot of insurance organizations you could choose from. Privately owned insurance usually means competition, and competing firms implies that insurance providers work harder to earn your policy.

Compare Quotes

We encourage our website visitors to examine our quotes alongside what alternative rate comparisons services provide - we want you to find the best and least expensive coverage.

Check Renewal Dates

When it comes to insurance it is especially important to start paying attention to Alberta vehicle Insurance rates comparison websites right before your auto insurance policy is up for renewal.

Ready to Compare Alberta Car Insurance Rates Online
& Save Money?

Online Advantage

The Internet has developed the world of insurance significantly, and we can help you search for a free, online, cheap Alberta car insurance rate without you having to even leave your home or pick up the phone.

No Pressure Shopping

You can shop for competitive insurance quotes from the comfort of your own home without having to worry about purchasing on the spot or feeling pressured to make an immediate decision. It's never been swifter or simpler to find out what your very best Alberta car Insurance rate could be.

Free Service

Shopping for insurance quotes online costs you absolutely nothing and is a completely free of charge service to get the best possible Alberta insurance quotes. Online, there is no obligation or pressure to immediately buy anything.

Competitive Quotes

By shopping online you have access to hundreds of insurance providers without having to invest the time into calling each and every one of those companies up. You can be assured that you are receiving the most market competitive insurance quotes available across the region.

Try it now. Compare Cheap Alberta Insurance Quotes. See for yourself.

Car Insurance Guide

Car Accident Insurance Claims Guide

Why use

As a website, in large part dedicated to Alberta drivers – we strive to provide the best information about things that matter to Alberta residents who use motor vehicles on public roads. From learn to drive in Alberta with the Alberta Graduated Driver Licensing program, to Alberta Driving License information, to tips for finding the best, cheap Alberta car insurance quotes that Alberta drivers need and want - our mission is to serve drivers. We can help you find good coverage for other Alberta insurance products as well, along with tips, tools and reminders that drivers can really benefit from. Need a car or a car loan? Check out our car loans offer, or search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent. You can even challenge your own driving knowledge with a Alberta driving test. We invite you to explore all the free services we offer, including our driving guides on insurance, accidents, winter tires and most other topics that affect drivers in Alberta.

We can help you find good coverage for other Alberta insurance products as well, like Alberta motorcycle insurance, Alberta life insurance and Alberta home insurance, along with tips, tools and reminders that Alberta's drivers can really benefit from. If you have an unusual insurance situation, search our rapidly growing Driver’s Directory to find a specialist insurance broker or agent.